VersaBank (TSX:VBNK)

Canada flag Canada · Delayed Price · Currency is CAD
29.56
-0.72 (-2.38%)
Jul 17, 2026, 4:00 PM EST
Market Cap951.70M +86.9%
Revenue (ttm)137.85M +24.8%
Net Income30.38M -4.7%
EPS0.94 -14.1%
Shares Out 32.20M
PE Ratio31.33
Forward PE15.37
Dividend0.10 (0.34%)
Ex-Dividend DateJul 10, 2026
Volume26,218
Open29.95
Previous Close30.28
Day's Range29.43 - 29.95
52-Week Range13.92 - 34.00
Beta1.10
AnalystsBuy
Price Target29.00 (-1.89%)
Earnings DateSep 3, 2026

About VersaBank

VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and leas... [Read more]

Sector Financials
Founded 1979
Employees 131
Stock Exchange Toronto Stock Exchange
Ticker Symbol VBNK
Full Company Profile

Financial Performance

In fiscal year 2025, VersaBank's revenue was 120.23 million, an increase of 7.44% compared to the previous year's 111.90 million. Earnings were 28.46 million, a decrease of -26.58%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for VBNK stock is "Buy." The 12-month stock price target is $29.00, which is a decrease of -1.89% from the latest price.

Price Target
$29.00
(-1.89% downside)
Analyst Consensus: Buy
Stock Forecasts

News

VersaBank (VBNK) Secures $300 Million Funding through ECN Capital Partnership

VersaBank (VBNK) Secures $300 Million Funding through ECN Capital Partnership

8 days ago - GuruFocus

VersaBank (VBNK) Partners with ECN Capital for Structured Receivable Program

VersaBank (VBNK) Partners with ECN Capital for Structured Receivable Program

8 days ago - GuruFocus

VersaBank adds new ECN capital subsidiary to U.S. SRP

VersaBank (VBNK) announced its wholly owned US subsidiary, VersaBank USA, has entered into an agreement with a wholly owned subsidiary of ECN Capital, under which the ECN Subsidiary will utilize…

9 days ago - TheFly

VERSABANK ADDS NEW ECN CAPITAL SUBSIDIARY TO US STRUCTURED RECEIVABLE PROGRAM

– New Partner Expected to Contribute at Least US$300 Million in Additional US SRP Fundings Annually – LONDON, ON, July 9, 2026 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK), a North American lea...

9 days ago - PRNewsWire

VersaBank Slides: Investor presentation

VersaBank has posted slides in relation to its latest quarterly earnings report, which was published on July 1, 2026.

16 days ago - Filings

VersaBank upgraded to Buy from Neutral at Roth Capital

Roth Capital analyst Craig Irwin upgraded VersaBank (VBNK) to Buy from Neutral with a price target of $25, up from $20. The company has been executing well for the past…

18 days ago - TheFly

VERSABANK DONATES $60,000 TO THE SALVATION ARMY'S HARVEST HOPE CAMPAIGN

LONDON, ON, June 29, 2026 /PRNewswire/ - VersaBank (TSX: VBNK) (Nasdaq: VBNK) today announced it made a $60,000 donation to The Salvation Army's Harvest Hope Campaign and presented a cheque to The Sal...

18 days ago - PRNewsWire

VersaBank (VBNK) Launches Real-Time Structured Receivable Program for Financing

VersaBank (VBNK) Launches Real-Time Structured Receivable Program for Financing

18 days ago - GuruFocus

VERSABANK LAUNCHES BREAKTHROUGH REAL-TIME STRUCTURED RECEIVABLE PROGRAM TO POINT-OF-SALE INDUSTRY IN CANADA AND UNITED STATES

– Bank Goes Live with First Real-Time SRP Partner, Financeit, and Expects to Roll Out to Other Partners Imminently – – Industry First, AI-Enabled Real-Time SRP Capability Significantly Expands VersaBa...

19 days ago - PRNewsWire

VersaBank (VBNK) Stock Up 3.1% but GF Value Says Overvalued -- GF Score: 72/100

VersaBank (VBNK) Stock Up 3.1% but GF Value Says Overvalued -- GF Score: 72/100

5 weeks ago - GuruFocus

VERSABANK FOUNDER AND PRESIDENT, DAVID TAYLOR, HONOURED AND GUEST SPEAKER IN THE GROUNDS OF WESTMINSTER ABBEY, LONDON, UK

Ceremony Marked Launch of Monarchy and Democracy: A History of Leadership , a New Publication Highlighting Achievement and Progress Across Social, Technological, Commercial and Cultural Spheres LONDON...

5 weeks ago - PRNewsWire

VersaBank price target raised to $20 from $14 at Roth Capital

Roth Capital raised the firm’s price target on VersaBank (VBNK) to $20 from $14 and keeps a Neutral rating on the shares. The company reported solid Q2 results, where net…

5 weeks ago - TheFly

VersaBank price target raised to C$29 from C$26 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on VersaBank (VBNK) to C$29 from C$26 and keeps an Outperform rating on the shares. the company reported a fiscal Q2 beat with…

5 weeks ago - TheFly

VersaBank Files S-4 Registration for US Bank Restructuring

VersaBank Files S-4 Registration for US Bank Restructuring

6 weeks ago - GuruFocus

VersaBank (VB) Announces Quarterly Dividend Amid Strong Q2 Earnings

VersaBank (VB) Announces Quarterly Dividend Amid Strong Q2 Earnings

6 weeks ago - GuruFocus

VersaBank Reports Strong Q2 Growth with Adjusted Net Profit Surge

VersaBank Reports Strong Q2 Growth with Adjusted Net Profit Surge

6 weeks ago - GuruFocus

VersaBank Q2 Earnings Call Highlights

VersaBank NASDAQ: VBNK reported record second-quarter fiscal 2026 credit assets and revenue, while management said results were affected by non-core costs tied to its planned corporate reorganization ...

6 weeks ago - MarketBeat

VersaBank Earnings Call Transcript: Q2 2026

Record asset and revenue growth driven by U.S. SRP expansion and strong operating leverage. Real-time SRP rollout is set for July, expected to boost market share, while cost controls and capital levels support further growth.

6 weeks ago - Transcripts

VersaBank Earnings release: Q2 2026

VersaBank released its Q2 2026 earnings on June 3, 2026, summarizing the period's financial results.

6 weeks ago - Filings

VersaBank Slides: Q2 2026

VersaBank has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on June 3, 2026.

6 weeks ago - Filings

VersaBank Registration statement: Q2 2026

VersaBank filed a registration statement on June 3, 2026, providing details about a securities offering with the SEC.

6 weeks ago - Filings

VersaBank Registration statement: Q2 2026

VersaBank filed a registration statement on June 3, 2026, providing details about a securities offering with the SEC.

6 weeks ago - Filings

VersaBank (VBNK) Reports Record Q2 Revenue and Book Value Growth

VersaBank (VBNK) Reports Record Q2 Revenue and Book Value Growth

6 weeks ago - GuruFocus

VersaBank files Form S-4 with SEC to realign its corporate structure

VersaBank (VBNK) announced it has publicly filed a Form S-4 registration statement with the SEC in connection with the Bank’s proposed plan to realign its corporate structure to a standard…

6 weeks ago - TheFly

VersaBank reports Q2 adjusted EPS C$0.39, consensus C$0.27

Reports Q2 revenue C$38.29M, consensus C$36.5M. Reports Q2 Book value per common share C$17.15 vs. C$16.93 in the previous quarter. “The Q2 once again saw the Bank achieve new records…

6 weeks ago - TheFly