Canada · Delayed Price · Currency is CAD VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of CAD 867.88 million.
| Market Cap | 867.88M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Wednesday, June 3, 2026.
| Earnings Date | Jun 3, 2026 |
| Ex-Dividend Date | Jul 10, 2026 |
Share Statistics
VersaBank has 32.17 million shares outstanding. The number of shares has increased by 12.94% in one year.
| Current Share Class | 32.17M |
| Shares Outstanding | 32.17M |
| Shares Change (YoY) | +12.94% |
| Shares Change (QoQ) | +2.34% |
| Owned by Insiders (%) | 10.97% |
| Owned by Institutions (%) | 36.51% |
| Float | 20.11M |
Valuation Ratios
The trailing PE ratio is 28.60 and the forward PE ratio is 12.43.
| PE Ratio | 28.60 |
| Forward PE | 12.43 |
| PS Ratio | 6.30 |
| PB Ratio | 1.57 |
| P/TBV Ratio | 1.63 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.62%.
| Return on Equity (ROE) | 5.62% |
| Return on Assets (ROA) | 0.53% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 9.41% |
| Revenue Per Employee | 1.05M |
| Profits Per Employee | 231,908 |
| Employee Count | 131 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid 13.92 million in taxes.
| Income Tax | 13.92M |
| Effective Tax Rate | 31.43% |
Stock Price Statistics
The stock price has increased by +82.54% in the last 52 weeks. The beta is 1.14, so VersaBank's price volatility has been higher than the market average.
| Beta (5Y) | 1.14 |
| 52-Week Price Change | +82.54% |
| 50-Day Moving Average | 23.67 |
| 200-Day Moving Average | 19.96 |
| Relative Strength Index (RSI) | 64.28 |
| Average Volume (20 Days) | 23,444 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, VersaBank had revenue of CAD 137.85 million and earned 30.38 million in profits. Earnings per share was 0.94.
| Revenue | 137.85M |
| Gross Profit | 137.85M |
| Operating Income | 44.30M |
| Pretax Income | 44.30M |
| Net Income | 30.38M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.94 |
Balance Sheet
The company has 568.16 million in cash and 100.69 million in debt, with a net cash position of 467.47 million or 14.53 per share.
| Cash & Cash Equivalents | 568.16M |
| Total Debt | 100.69M |
| Net Cash | 467.47M |
| Net Cash Per Share | 14.53 |
| Equity (Book Value) | 552.24M |
| Book Value Per Share | 16.88 |
| Working Capital | -4.95B |
Cash Flow
In the last 12 months, operating cash flow was -1.07 billion and capital expenditures -5.88 million, giving a free cash flow of -1.07 billion.
| Operating Cash Flow | -1.07B |
| Capital Expenditures | -5.88M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -785,000 |
| Free Cash Flow | -1.07B |
| FCF Per Share | -33.30 |
Margins
| Gross Margin | n/a |
| Operating Margin | 32.14% |
| Pretax Margin | 32.14% |
| Profit Margin | 22.04% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.37%.
| Dividend Per Share | 0.10 |
| Dividend Yield | 0.37% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 10.57% |
| Buyback Yield | -12.94% |
| Shareholder Yield | -12.57% |
| Earnings Yield | 3.50% |
| FCF Yield | -123.42% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for VersaBank is 29.00, which is -3.63% lower than the current price. The consensus rating is "Buy".
| Price Target | 29.00 |
| Price Target Difference | -3.63% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |