Republic Financial Holdings Limited (TTSE:RFHL)
Trinidad and Tobago · Delayed Price · Currency is TTD 110.18
+0.18 (0.16%)
At close: Aug 14, 2026
TTSE:RFHL Income Statement
Financials in millions TTD. Fiscal year is October - September.
Millions TTD. Fiscal year is Oct - Sep.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Interest Income on Loans | - | 6,535 | 6,136 | 5,497 | 4,765 | 4,644 |
Interest Paid on Deposits | - | 1,073 | 1,070 | 833 | 627 | 673.67 |
Net Interest Income | 5,758 | 5,462 | 5,066 | 4,664 | 4,138 | 3,970 |
Net Interest Income Growth | 7.63% | 7.82% | 8.62% | 12.71% | 4.23% | -0.62% |
Trust Income | 345 | 345 | 315 | 358 | 392 | 368.34 |
Gain (Loss) on Sale of Investments | 2 | 2 | 1 | -2 | 7 | 20.76 |
Other Non-Interest Income | 1,669 | 1,538 | 1,459 | 1,373 | 1,111 | 1,115 |
Total Non-Interest Income | 2,388 | 2,257 | 2,101 | 2,029 | 1,966 | 1,832 |
Non-Interest Income Growth | 7.04% | 7.42% | 3.55% | 3.20% | 7.31% | 7.47% |
Revenues Before Loan Losses | 8,146 | 7,719 | 7,167 | 6,693 | 6,104 | 5,802 |
Provision for Loan Losses | 378 | 165 | 109 | 181 | 220 | 347.99 |
| 7,768 | 7,554 | 7,058 | 6,512 | 5,884 | 5,454 | |
Revenue Growth | 5.77% | 7.03% | 8.38% | 10.67% | 7.88% | 7.40% |
Salaries and Employee Benefits | 2,060 | 2,060 | 1,866 | 1,700 | - | 1,661 |
Occupancy Expenses | 653 | 653 | 637 | 570 | - | 566.43 |
Amortization of Goodwill & Intangibles | 38 | 38 | 41 | 46 | - | 51.7 |
Selling, General & Administrative | 1,541 | 1,541 | 1,490 | 1,418 | 114 | 1,234 |
Other Non-Interest Expense | 155 | - | 25 | 68 | 3,439 | - |
Total Non-Interest Expense | 4,436 | 4,282 | 4,050 | 3,796 | 3,546 | 3,509 |
EBT Excluding Unusual Items | 3,332 | 3,272 | 3,008 | 2,716 | 2,338 | 1,945 |
Pretax Income | 3,332 | 3,272 | 3,008 | 2,599 | 2,336 | 1,945 |
Income Tax Expense | 864 | 824 | 736 | 667 | 651 | 499.88 |
Earnings From Continuing Operations | 2,468 | 2,448 | 2,272 | 1,932 | 1,685 | 1,445 |
Minority Interest in Earnings | -242 | -246 | -267 | -182 | -159 | -136.67 |
Net Income | 2,226 | 2,202 | 2,005 | 1,750 | 1,526 | 1,308 |
Net Income to Common | 2,226 | 2,202 | 2,005 | 1,750 | 1,526 | 1,308 |
Net Income Growth | 9.71% | 9.83% | 14.57% | 14.68% | 16.66% | 44.69% |
Basic Shares Outstanding | 162 | 163 | 163 | 163 | 163 | 163 |
Diluted Shares Outstanding | 162 | 163 | 163 | 163 | 163 | 163 |
Shares Change | -0.49% | -0.10% | 0.06% | -0.36% | 0.25% | -0.02% |
EPS (Basic) | 13.72 | 13.52 | 12.30 | 10.74 | 9.37 | 8.05 |
EPS (Diluted) | 13.72 | 13.52 | 12.30 | 10.74 | 9.33 | 8.02 |
EPS Growth | 10.21% | 9.93% | 14.50% | 15.14% | 16.33% | 44.77% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Dividend Per Share | 6.000 | 6.000 | 5.700 | 5.200 | 4.500 | 4.000 |
Dividend Growth | 5.26% | 5.26% | 9.62% | 15.56% | 12.50% | 48.15% |
Effective Tax Rate | 25.93% | 25.18% | 24.47% | 25.66% | 27.87% | 25.71% |