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Money Forward, Inc. (TYO:3994)
Japan flag Japan · Delayed Price · Currency is JPY
5,665.00
-35.00 (-0.61%)
Jul 28, 2026, 3:30 PM JST

Money Forward Financials Overview

Millions JPY. Fiscal year is Dec - Nov.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMay '26 Nov '25 Nov '24 Nov '23 Nov '22 Nov '21
Revenue
56,10450,34940,36330,38021,47715,632
Revenue Growth
28.28%24.74%32.86%41.45%37.39%38.12%
Gross Profit
38,63034,22927,06019,08213,39810,818
Operating Income
-1,270-2,654-4,735-6,330-8,469-1,062
Net Income
4,3371,587-6,330-6,315-9,449-1,482
Earnings Per Share
77.7628.58-116.31-116.98-176.43-29.97
EPS Growth
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Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMay '26 Nov '25 Nov '24 Nov '23 Nov '22 Nov '21
Cash & Investments
45,38645,85245,25138,85526,71236,220
Total Debt
47,28833,84835,44330,37216,9028,554
Net Cash (Debt)
-1,90212,0049,8088,4839,81027,666
Net Cash Growth
-22.39%15.62%-13.53%-64.54%1065.38%
Net Cash Per Share
-34.10216.21180.22157.14183.17559.47

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMay '26 Nov '25 Nov '24 Nov '23 Nov '22 Nov '21
Operating Cash Flow
8,3951,496-4,7612,460-4,124-2,327
Capital Expenditures
-808-779-164-633-333-204
Free Cash Flow
7,587717-4,9251,827-4,457-2,531
Free Cash Flow Growth
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Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMay '26 Nov '25 Nov '24 Nov '23 Nov '22 Nov '21
Gross Margin
68.85%67.98%67.04%62.81%62.38%69.20%
Operating Margin
-2.26%-5.27%-11.73%-20.84%-39.43%-6.79%
Pretax Margin
11.08%6.74%-13.98%-22.40%-44.76%-9.15%
Profit Margin
7.73%3.15%-15.68%-20.79%-44.00%-9.48%
FCF Margin
13.52%1.42%-12.20%6.01%-20.75%-16.19%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Nov '25 Nov '24 Nov '23 Nov '22 Nov '21
PE Ratio
72.85145.52----
Forward PE
-81.09----
P/FCF Ratio
41.41322.10-134.58--
PS Ratio
5.604.596.378.0912.2326.62