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Money Forward, Inc. (TYO:3994)
Japan flag Japan · Delayed Price · Currency is JPY
6,500.00
+21.00 (0.32%)
Oct 19, 2026, 10:00 AM JST

Money Forward Financials Overview

Millions JPY. Fiscal year is Dec - Nov.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Nov '25 Nov '24 Nov '23 Nov '22 Nov '21
Revenue
61,95250,34940,36330,38021,47715,632
Revenue Growth
34.69%24.74%32.86%41.45%37.39%38.12%
Gross Profit
42,68734,22927,06019,08213,39810,818
Operating Income
1,013-2,654-4,735-6,330-8,469-1,062
Net Income
5,4701,587-6,330-6,315-9,449-1,482
Earnings Per Share
97.8328.58-116.31-116.98-176.43-29.97
EPS Growth
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Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Nov '25 Nov '24 Nov '23 Nov '22 Nov '21
Cash & Investments
47,83145,85245,25138,85526,71236,220
Total Debt
45,80333,84835,44330,37216,9028,554
Net Cash (Debt)
2,02812,0049,8088,4839,81027,666
Net Cash Growth
-76.89%22.39%15.62%-13.53%-64.54%1065.38%
Net Cash Per Share
36.28216.21180.22157.14183.17559.47

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Nov '25 Nov '24 Nov '23 Nov '22 Nov '21
Operating Cash Flow
-1,496-4,7612,460-4,124-2,327
Capital Expenditures
--779-164-633-333-204
Free Cash Flow
-717-4,9251,827-4,457-2,531
Free Cash Flow Growth
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Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Nov '25 Nov '24 Nov '23 Nov '22 Nov '21
Gross Margin
68.90%67.98%67.04%62.81%62.38%69.20%
Operating Margin
1.63%-5.27%-11.73%-20.84%-39.43%-6.79%
Pretax Margin
14.40%6.74%-13.98%-22.40%-44.76%-9.15%
Profit Margin
8.83%3.15%-15.68%-20.79%-44.00%-9.48%
FCF Margin
-1.42%-12.20%6.01%-20.75%-16.19%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Nov '25 Nov '24 Nov '23 Nov '22 Nov '21
PE Ratio
66.23145.52----
Forward PE
141.3781.09----
P/FCF Ratio
47.36322.10-134.58--
PS Ratio
5.804.596.378.0912.2326.62