Money Forward, Inc. (TYO:3994)

Money Forward Statistics

Total Valuation

Money Forward has a market cap or net worth of JPY 283.79 billion. The enterprise value is 268.55 billion.

Market Cap	283.79B
Enterprise Value	268.55B

Important Dates

The last earnings date was Tuesday, April 14, 2026.

Earnings Date	Apr 14, 2026
Ex-Dividend Date	n/a

Share Statistics

Money Forward has 55.45 million shares outstanding. The number of shares has increased by 2.05% in one year.

Current Share Class	55.45M
Shares Outstanding	55.45M
Shares Change (YoY)	+2.05%
Shares Change (QoQ)	-2.40%
Owned by Insiders (%)	18.35%
Owned by Institutions (%)	41.27%
Float	32.55M

Valuation Ratios

The trailing PE ratio is 62.85.

PE Ratio	62.85
Forward PE	n/a
PS Ratio	5.32
PB Ratio	4.91
P/TBV Ratio	16.30
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	59.23
EV / Sales	5.04
EV / EBITDA	108.16
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.40, with a Debt / Equity ratio of 0.71.

Current Ratio	1.40
Quick Ratio	1.21
Debt / Equity	0.71
Debt / EBITDA	11.81
Debt / FCF	n/a
Interest Coverage	-6.61

Financial Efficiency

Return on equity (ROE) is 8.66% and return on invested capital (ROIC) is -3.86%.

Return on Equity (ROE)	8.66%
Return on Assets (ROA)	-0.89%
Return on Invested Capital (ROIC)	-3.86%
Return on Capital Employed (ROCE)	-2.17%
Weighted Average Cost of Capital (WACC)	8.86%
Revenue Per Employee	18.78M
Profits Per Employee	1.60M
Employee Count	2,839
Asset Turnover	0.40
Inventory Turnover	459.81

Taxes

In the past 12 months, Money Forward has paid 1.61 billion in taxes.

Income Tax	1.61B
Effective Tax Rate	25.54%

Stock Price Statistics

The stock price has increased by +28.14% in the last 52 weeks. The beta is 1.06, so Money Forward's price volatility has been similar to the market average.

Beta (5Y)	1.06
52-Week Price Change	+28.14%
50-Day Moving Average	3,467.45
200-Day Moving Average	4,702.49
Relative Strength Index (RSI)	72.17
Average Volume (20 Days)	1,090,390

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Money Forward had revenue of JPY 53.31 billion and earned 4.53 billion in profits. Earnings per share was 81.43.

Revenue	53.31B
Gross Profit	36.85B
Operating Income	-1.91B
Pretax Income	6.31B
Net Income	4.53B
EBITDA	3.49B
EBIT	-1.91B
Earnings Per Share (EPS)	81.43

Balance Sheet

The company has 69.32 billion in cash and 41.26 billion in debt, with a net cash position of 28.06 billion or 506.02 per share.

Cash & Cash Equivalents	69.32B
Total Debt	41.26B
Net Cash	28.06B
Net Cash Per Share	506.02
Equity (Book Value)	57.76B
Book Value Per Share	812.36
Working Capital	29.18B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	5.40B
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 69.12%, with operating and profit margins of -3.57% and 8.51%.

Gross Margin	69.12%
Operating Margin	-3.57%
Pretax Margin	11.83%
Profit Margin	8.51%
EBITDA Margin	6.55%
EBIT Margin	-3.57%
FCF Margin	n/a

Dividends & Yields

Money Forward does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.05%
Shareholder Yield	-2.05%
Earnings Yield	1.60%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 27, 2020. It was a forward split with a ratio of 2.

Last Split Date	Nov 27, 2020
Split Type	Forward
Split Ratio	2

Scores

Money Forward has an Altman Z-Score of 1.99 and a Piotroski F-Score of 2. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.99
Piotroski F-Score	2