Money Forward, Inc. (TYO:3994)

Money Forward Statistics

Total Valuation

Money Forward has a market cap or net worth of JPY 253.85 billion. The enterprise value is 258.20 billion.

Market Cap	253.85B
Enterprise Value	258.20B

Important Dates

The next estimated earnings date is Wednesday, January 14, 2026.

Earnings Date	Jan 14, 2026
Ex-Dividend Date	n/a

Share Statistics

Money Forward has 55.33 million shares outstanding. The number of shares has increased by 0.79% in one year.

Current Share Class	55.33M
Shares Outstanding	55.33M
Shares Change (YoY)	+0.79%
Shares Change (QoQ)	+0.27%
Owned by Insiders (%)	18.61%
Owned by Institutions (%)	55.10%
Float	41.91M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	5.52
PB Ratio	4.97
P/TBV Ratio	19.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-43.01
EV / Sales	5.61
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.66, with a Debt / Equity ratio of 0.67.

Current Ratio	1.66
Quick Ratio	1.42
Debt / Equity	0.67
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	-15.04

Financial Efficiency

Return on equity (ROE) is -13.56% and return on invested capital (ROIC) is -3.18%.

Return on Equity (ROE)	-13.56%
Return on Assets (ROA)	-2.42%
Return on Invested Capital (ROIC)	-3.18%
Return on Capital Employed (ROCE)	-5.16%
Revenue Per Employee	17.71M
Profits Per Employee	-2.31M
Employee Count	2,597
Asset Turnover	0.46
Inventory Turnover	373.91

Taxes

In the past 12 months, Money Forward has paid 676.56 million in taxes.

Income Tax	676.56M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -10.42% in the last 52 weeks. The beta is 1.09, so Money Forward's price volatility has been similar to the market average.

Beta (5Y)	1.09
52-Week Price Change	-10.42%
50-Day Moving Average	5,876.10
200-Day Moving Average	4,937.98
Relative Strength Index (RSI)	18.59
Average Volume (20 Days)	439,760

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Money Forward had revenue of JPY 46.00 billion and -6.00 billion in losses. Loss per share was -109.21.

Revenue	46.00B
Gross Profit	31.06B
Operating Income	-3.88B
Pretax Income	-5.06B
Net Income	-6.00B
EBITDA	n/a
EBIT	-3.88B
Loss Per Share	-109.21

Balance Sheet

The company has 43.04 billion in cash and 34.26 billion in debt, giving a net cash position of 8.78 billion or 158.63 per share.

Cash & Cash Equivalents	43.04B
Total Debt	34.26B
Net Cash	8.78B
Net Cash Per Share	158.63
Equity (Book Value)	51.10B
Book Value Per Share	686.36
Working Capital	24.57B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 67.54%, with operating and profit margins of -8.43% and -13.05%.

Gross Margin	67.54%
Operating Margin	-8.43%
Pretax Margin	-10.99%
Profit Margin	-13.05%
EBITDA Margin	n/a
EBIT Margin	-8.43%
FCF Margin	n/a

Dividends & Yields

Money Forward does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.79%
Shareholder Yield	-0.79%
Earnings Yield	-2.36%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on November 27, 2020. It was a forward split with a ratio of 2.

Last Split Date	Nov 27, 2020
Split Type	Forward
Split Ratio	2

Scores

Money Forward has an Altman Z-Score of 3.04 and a Piotroski F-Score of 3.

Altman Z-Score	3.04
Piotroski F-Score	3