Lifenet Insurance Company Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	33,000	29,152	24,304	22,469	19,835
Total Interest & Dividend Income	250	-47	553	495	409
Gain (Loss) on Sale of Investments	-	-	-	-69	178
Other Revenue	63	82	22	7,005	5,737
Total Revenue	33,313	29,187	24,879	29,900	26,159
Revenue Growth (YoY)	14.14%	17.32%	-16.79%	14.30%	203.19%
Policy Benefits	21,393	19,575	16,081	13,607	11,012
Depreciation & Amortization	-	-	-	392	390
Selling, General & Administrative	-	-	-	13,463	12,140
Other Operating Expenses	529	431	547	1,276	1,302
Reinsurance Income or Expense	-	-	-	-6,290	-4,558
Total Operating Expenses	21,922	20,006	16,628	35,028	29,402
Operating Income	11,391	9,181	8,251	-5,128	-3,243
Interest Expense	-	-	-	-2	-
Other Non Operating Income (Expenses)	-2	-2	-	-6	-4
EBT Excluding Unusual Items	11,389	9,179	8,251	-5,136	-3,247
Gain (Loss) on Sale of Assets	-	-	-	-2	-42
Other Unusual Items	-	-	-	-22	-26
Pretax Income	11,389	9,179	8,251	-5,160	-3,315
Income Tax Expense	3,349	3,186	2,527	4	4
Earnings From Continuing Ops.	8,040	5,993	5,724	-5,164	-3,319
Minority Interest in Earnings	1	-	10	-	-
Net Income	8,041	5,993	5,734	-5,164	-3,319
Net Income to Common	8,041	5,993	5,734	-5,164	-3,319
Net Income Growth	34.17%	4.52%	-	-	-
Shares Outstanding (Basic)	80	80	75	-	-
Shares Outstanding (Diluted)	80	80	75	-	-
Shares Change (YoY)	0.03%	6.39%	-	-	-
EPS (Basic)	100.10	74.63	75.97	-	-
EPS (Diluted)	100.10	74.63	75.97	-	-
EPS Growth	34.13%	-1.76%	-	-	-
Free Cash Flow	7,990	6,102	5,233	2,704	2,745
Free Cash Flow Per Share	99.46	75.99	69.33	-	-
Operating Margin	34.19%	31.46%	33.16%	-17.15%	-12.40%
Profit Margin	24.14%	20.53%	23.05%	-17.27%	-12.69%
Free Cash Flow Margin	23.98%	20.91%	21.03%	9.04%	10.49%
EBITDA	12,464	10,129	8,882	-4,736	-2,853
EBITDA Margin	37.41%	34.70%	35.70%	-15.84%	-10.91%
D&A For EBITDA	1,073	948	631	392	390
EBIT	11,391	9,181	8,251	-5,128	-3,243
EBIT Margin	34.19%	31.46%	33.16%	-17.15%	-12.40%
Effective Tax Rate	29.41%	34.71%	30.63%	-	-
Revenue as Reported	-	-	-	30,268	26,167

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.