TYO:7173 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	82,511	71,731	66,493	57,395	49,891	46,389
Interest Income on Investments	28,233	24,662	17,375	14,274	13,233	12,362
Total Interest Income	110,744	96,393	83,868	71,669	63,124	58,751
Interest Paid on Deposits	19,106	7,345	2,820	1,488	849	739
Interest Paid on Borrowings	2,930	2,930	2,395	1,774	327	513
Total Interest Expense	22,036	10,275	5,215	3,262	1,176	1,252
Net Interest Income	88,708	86,118	78,653	68,407	61,948	57,499
Net Interest Income Growth (YoY)	9.37%	9.49%	14.98%	10.43%	7.74%	5.29%
Trust Income	424	362	346	395	328	150
Gain (Loss) on Sale of Assets	4,472	4,095	-219	1	-172	-97
Gain (Loss) on Sale of Investments	-	10,005	6,321	4,646	827	4,203
Other Non-Interest Income	62,775	52,848	45,918	47,515	41,353	30,073
Total Non-Interest Income	67,671	67,310	52,366	52,557	42,336	34,329
Non-Interest Income Growth (YoY)	8.93%	28.54%	-0.36%	24.14%	23.32%	-14.34%
Revenues Before Loan Losses	156,379	153,428	131,019	120,964	104,284	91,828
Provision for Loan Losses	2,749	2,809	1,452	1,863	12,247	7,885
Revenue	153,630	150,619	129,567	119,101	92,037	83,943
Revenue Growth (YoY)	8.36%	16.25%	8.79%	29.41%	9.64%	0.72%
Selling, General & Administrative	68,072	65,540	63,339	57,947	56,192	56,098
Other Non-Interest Expense	30,129	39,333	33,479	30,379	11,074	19,719
Total Non-Interest Expense	98,201	104,873	96,818	88,326	67,266	75,817
EBT Excluding Unusual Items	55,429	45,746	32,749	30,775	24,771	8,126
Asset Writedown	-	-	-	-461	-	-
Other Unusual Items	-	-	-	1,554	-	-27
Pretax Income	55,429	45,746	32,749	31,868	24,771	8,099
Income Tax Expense	17,164	14,385	7,124	10,798	6,588	3,938
Earnings From Continuing Operations	38,265	31,361	25,625	21,070	18,183	4,161
Minority Interest in Earnings	-3	-	27	80	-	-
Net Income	38,262	31,361	25,652	21,150	18,183	4,161
Preferred Dividends & Other Adjustments	328	328	292	253	251	246
Net Income to Common	37,934	31,033	25,360	20,897	17,932	3,915
Net Income Growth	37.71%	22.26%	21.29%	16.32%	336.99%	-45.66%
Basic Shares Outstanding	30	30	30	30	30	30
Diluted Shares Outstanding	39	43	42	54	61	65
Shares Change (YoY)	-8.84%	3.35%	-22.56%	-11.52%	-5.85%	8.38%
EPS (Basic)	1254.11	1027.68	839.65	693.01	591.23	128.87
EPS (Diluted)	975.05	722.72	610.94	390.09	296.72	63.93
EPS Growth	51.06%	18.30%	56.61%	31.47%	364.14%	-49.86%
Dividend Per Share	170.000	160.000	145.000	115.000	75.000	60.000
Dividend Growth	9.68%	10.35%	26.09%	53.33%	25.00%	-
Effective Tax Rate	30.97%	31.45%	21.75%	33.88%	26.60%	48.62%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.