Tokyo Kiraboshi Financial Group, Inc. (TYO:7173)

TYO:7173 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	70,014	66,493	57,395	49,891	46,389	43,847
Interest Income on Investments	18,774	17,375	14,274	13,233	12,362	13,142
Total Interest Income	88,788	83,868	71,669	63,124	58,751	56,989
Interest Paid on Deposits	5,288	2,820	1,488	849	739	1,099
Interest Paid on Borrowings	2,395	2,395	1,774	327	513	1,282
Total Interest Expense	7,683	5,215	3,262	1,176	1,252	2,381
Net Interest Income	81,105	78,653	68,407	61,948	57,499	54,608
Net Interest Income Growth (YoY)	6.29%	14.98%	10.43%	7.74%	5.29%	-0.67%
Trust Income	331	346	395	328	150	156
Gain (Loss) on Sale of Assets	-145	-219	1	-172	-97	6,256
Gain (Loss) on Sale of Investments	416	6,321	4,646	827	4,203	-1,843
Other Non-Interest Income	61,519	45,918	47,515	41,353	30,073	35,508
Total Non-Interest Income	62,121	52,366	52,557	42,336	34,329	40,077
Non-Interest Income Growth (YoY)	11.79%	-0.36%	24.14%	23.32%	-14.34%	100.95%
Revenues Before Loan Losses	143,226	131,019	120,964	104,284	91,828	94,685
Provision for Loan Losses	1,451	1,452	1,863	12,247	7,885	11,344
Revenue	141,775	129,567	119,101	92,037	83,943	83,341
Revenue Growth (YoY)	8.29%	8.79%	29.41%	9.64%	0.72%	17.32%
Selling, General & Administrative	65,666	63,339	57,947	56,192	56,098	55,814
Other Non-Interest Expense	39,818	33,479	30,379	11,074	19,719	18,925
Total Non-Interest Expense	105,484	96,818	88,326	67,266	75,817	74,739
EBT Excluding Unusual Items	36,291	32,749	30,775	24,771	8,126	8,602
Asset Writedown	-	-	-461	-	-	-70
Other Unusual Items	-	-	1,554	-	-27	-276
Pretax Income	36,291	32,749	31,868	24,771	8,099	8,256
Income Tax Expense	8,509	7,124	10,798	6,588	3,938	597
Earnings From Continuing Operations	27,782	25,625	21,070	18,183	4,161	7,659
Minority Interest in Earnings	3	27	80	-	-	-2
Net Income	27,785	25,652	21,150	18,183	4,161	7,657
Preferred Dividends & Other Adjustments	146	292	253	251	246	240
Net Income to Common	27,639	25,360	20,897	17,932	3,915	7,417
Net Income Growth	6.06%	21.29%	16.32%	336.99%	-45.66%	55.82%
Basic Shares Outstanding	30	30	30	30	30	30
Diluted Shares Outstanding	43	42	54	61	65	60
Shares Change (YoY)	-4.39%	-22.56%	-11.52%	-5.85%	8.38%	15.62%
EPS (Basic)	915.08	839.65	693.01	591.23	128.87	244.23
EPS (Diluted)	645.47	610.94	390.09	296.72	63.93	127.50
EPS Growth	10.93%	56.61%	31.47%	364.14%	-49.86%	34.77%
Dividend Per Share	155.000	145.000	115.000	75.000	60.000	60.000
Dividend Growth	21.57%	26.09%	53.33%	25.00%	0%	0%
Effective Tax Rate	23.45%	21.75%	33.88%	26.60%	48.62%	7.23%

Source: S&P Capital IQ. Banks template. Financial Sources.