TYO:7173 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	86,286	71,729	66,493	57,395	49,891
Interest Income on Investments	27,059	24,662	17,375	14,274	13,233
Total Interest Income	113,345	96,391	83,868	71,669	63,124
Interest Paid on Deposits	23,384	7,341	2,820	1,488	849
Interest Paid on Borrowings	2,875	2,930	2,395	1,774	327
Total Interest Expense	26,259	10,271	5,215	3,262	1,176
Net Interest Income	87,086	86,120	78,653	68,407	61,948
Net Interest Income Growth (YoY)	1.12%	9.49%	14.98%	10.43%	7.74%
Trust Income	433	362	346	395	328
Gain (Loss) on Sale of Assets	369	4,095	-219	1	-172
Gain (Loss) on Sale of Investments	-	-	6,321	4,646	827
Other Non-Interest Income	85,475	64,072	45,918	47,515	41,353
Total Non-Interest Income	86,277	68,529	52,366	52,557	42,336
Non-Interest Income Growth (YoY)	25.90%	30.86%	-0.36%	24.14%	23.32%
Revenues Before Loan Losses	173,363	154,649	131,019	120,964	104,284
Provision for Loan Losses	4,043	2,749	1,452	1,863	12,247
Revenue	169,320	151,900	129,567	119,101	92,037
Revenue Growth (YoY)	11.47%	17.24%	8.79%	29.41%	9.64%
Selling, General & Administrative	69,580	65,540	63,339	57,947	56,192
Other Non-Interest Expense	38,895	40,614	33,479	30,379	11,074
Total Non-Interest Expense	108,475	106,154	96,818	88,326	67,266
EBT Excluding Unusual Items	60,845	45,746	32,749	30,775	24,771
Asset Writedown	-	-	-	-461	-
Other Unusual Items	-	-	-	1,554	-
Pretax Income	60,845	45,746	32,749	31,868	24,771
Income Tax Expense	18,480	14,385	7,124	10,798	6,588
Earnings From Continuing Operations	42,365	31,361	25,625	21,070	18,183
Minority Interest in Earnings	-8	-	27	80	-
Net Income	42,357	31,361	25,652	21,150	18,183
Preferred Dividends & Other Adjustments	620	328	292	253	251
Net Income to Common	41,737	31,033	25,360	20,897	17,932
Net Income Growth	35.06%	22.26%	21.29%	16.32%	336.99%
Basic Shares Outstanding	30	30	30	30	30
Diluted Shares Outstanding	41	45	42	54	61
Shares Change (YoY)	-8.85%	7.87%	-22.56%	-11.52%	-5.85%
EPS (Basic)	1379.12	1027.67	839.65	693.01	591.23
EPS (Diluted)	1025.99	692.40	610.94	390.09	296.72
EPS Growth	48.18%	13.33%	56.61%	31.47%	364.14%
Dividend Per Share	170.000	160.000	145.000	115.000	75.000
Dividend Growth	6.25%	10.35%	26.09%	53.33%	25.00%
Effective Tax Rate	30.37%	31.45%	21.75%	33.88%	26.60%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.