TYO:7173 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	95,845	86,288	71,731	66,493	57,395	49,891
Interest Income on Investments	26,974	27,059	24,662	17,375	14,274	13,233
Total Interest Income	122,819	113,347	96,393	83,868	71,669	63,124
Interest Paid on Deposits	29,728	23,387	7,345	2,820	1,488	849
Interest Paid on Borrowings	2,875	2,875	2,930	2,395	1,774	327
Total Interest Expense	32,603	26,262	10,275	5,215	3,262	1,176
Net Interest Income	90,216	87,085	86,118	78,653	68,407	61,948
Net Interest Income Growth	-0.26%	1.12%	9.49%	14.98%	10.43%	7.74%
Trust Income	464	534	362	346	395	328
Gain (Loss) on Sale of Assets	146	369	4,095	-219	1	-172
Gain (Loss) on Sale of Investments	22,170	26,144	10,005	6,321	4,646	827
Other Non-Interest Income	70,814	58,725	52,848	45,918	47,515	41,353
Total Non-Interest Income	93,594	85,772	67,310	52,366	52,557	42,336
Non-Interest Income Growth	39.42%	27.43%	28.54%	-0.36%	24.14%	23.32%
Revenues Before Loan Losses	183,810	172,857	153,428	131,019	120,964	104,284
Provision for Loan Losses	2,703	4,051	2,809	1,452	1,863	12,247
Revenue	181,107	168,806	150,619	129,567	119,101	92,037
Revenue Growth	17.24%	12.07%	16.25%	8.79%	29.41%	9.64%
Selling, General & Administrative	70,417	69,580	65,540	63,339	57,947	56,192
Other Non-Interest Expense	48,442	38,380	39,333	33,479	30,379	11,074
Total Non-Interest Expense	118,859	107,960	104,873	96,818	88,326	67,266
EBT Excluding Unusual Items	62,248	60,846	45,746	32,749	30,775	24,771
Asset Writedown	-	-	-	-	-461	-
Other Unusual Items	-	-	-	-	1,554	-
Pretax Income	62,248	60,846	45,746	32,749	31,868	24,771
Income Tax Expense	19,382	18,481	14,385	7,124	10,798	6,588
Earnings From Continuing Operations	42,866	42,365	31,361	25,625	21,070	18,183
Minority Interest in Earnings	-15	-8	-	27	80	-
Net Income	42,851	42,357	31,361	25,652	21,150	18,183
Preferred Dividends & Other Adjustments	310	620	328	292	253	251
Net Income to Common	42,541	41,737	31,033	25,360	20,897	17,932
Net Income Growth	14.37%	34.49%	22.37%	21.36%	16.54%	358.03%
Basic Shares Outstanding	258	242	242	242	241	243
Diluted Shares Outstanding	320	330	347	336	434	490
Shares Change	-5.39%	-4.86%	3.35%	-22.56%	-11.52%	-5.85%
EPS (Basic)	164.66	172.39	128.46	104.96	86.63	73.90
EPS (Diluted)	133.95	128.25	90.34	76.37	48.76	37.09
EPS Growth	20.23%	41.96%	18.30%	56.61%	31.47%	364.14%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Dividend Per Share	10.625	21.250	20.000	18.125	14.375	9.375
Dividend Growth	-50.00%	6.25%	10.35%	26.09%	53.33%	25.00%
Effective Tax Rate	31.14%	30.37%	31.45%	21.75%	33.88%	26.60%