Japan Post Insurance Earnings Call Transcripts
Fiscal Year 2026
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Record-high adjusted profit and positive spread achieved, with enhanced shareholder returns and a strong capital position. New plan targets sustainable growth, higher dividends, and improved market valuation through digital transformation, asset management, and diversified revenue.
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Adjusted profit for FY March 2026 is projected to reach JPY 162 billion, driven by record-high positive spread and operational improvements. Enhanced shareholder returns, digitalization, and asset management diversification support growth, despite challenges from improper use of private financial information.
Fiscal Year 2025
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Achieved strong growth in new policies and adjusted profit, enabling record-high shareholder returns and a 27% year-on-year increase in new policies. Asset management and revenue diversification strategies are driving improved returns, while market concerns about profit sustainability persist.