Japan Post Insurance Co., Ltd. (TYO:7181)

Japan Post Insurance Statistics

Total Valuation

TYO:7181 has a market cap or net worth of JPY 1.73 trillion. The enterprise value is 5.11 trillion.

Market Cap	1.73T
Enterprise Value	5.11T

Important Dates

The next confirmed earnings date is Friday, May 15, 2026.

Earnings Date	May 15, 2026
Ex-Dividend Date	Mar 30, 2026

Share Statistics

TYO:7181 has 1.08 billion shares outstanding. The number of shares has decreased by -2.37% in one year.

Current Share Class	1.08B
Shares Outstanding	1.08B
Shares Change (YoY)	-2.37%
Shares Change (QoQ)	-0.73%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	18.56%
Float	517.45M

Valuation Ratios

The trailing PE ratio is 11.40 and the forward PE ratio is 9.13. TYO:7181's PEG ratio is 1.61.

PE Ratio	11.40
Forward PE	9.13
PS Ratio	0.65
PB Ratio	0.42
P/TBV Ratio	0.43
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.61

Enterprise Valuation

EV / Earnings	32.48
EV / Sales	1.90
EV / EBITDA	36.79
EV / EBIT	49.44
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.70, with a Debt / Equity ratio of 1.19.

Current Ratio	1.70
Quick Ratio	0.37
Debt / Equity	1.19
Debt / EBITDA	35.42
Debt / FCF	n/a
Interest Coverage	3.91

Financial Efficiency

Return on equity (ROE) is 4.14% and return on invested capital (ROIC) is 1.13%.

Return on Equity (ROE)	4.14%
Return on Assets (ROA)	0.11%
Return on Invested Capital (ROIC)	1.13%
Return on Capital Employed (ROCE)	0.19%
Weighted Average Cost of Capital (WACC)	1.58%
Revenue Per Employee	143.97M
Profits Per Employee	8.44M
Employee Count	18,656
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, TYO:7181 has paid 4.75 billion in taxes.

Income Tax	4.75B
Effective Tax Rate	2.93%

Stock Price Statistics

The stock price has increased by +83.33% in the last 52 weeks. The beta is 0.06, so TYO:7181's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	+83.33%
50-Day Moving Average	1,618.55
200-Day Moving Average	1,445.71
Relative Strength Index (RSI)	48.89
Average Volume (20 Days)	2,326,760

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TYO:7181 had revenue of JPY 2.69 trillion and earned 157.46 billion in profits. Earnings per share was 140.45.

Revenue	2.69T
Gross Profit	590.96B
Operating Income	103.44B
Pretax Income	162.21B
Net Income	157.46B
EBITDA	139.03B
EBIT	103.44B
Earnings Per Share (EPS)	140.45

Balance Sheet

The company has 2.17 trillion in cash and 4.92 trillion in debt, with a net cash position of -3,379.99 billion or -3,119.19 per share.

Cash & Cash Equivalents	2.17T
Total Debt	4.92T
Net Cash	-3,379.99B
Net Cash Per Share	-3,119.19
Equity (Book Value)	4.12T
Book Value Per Share	3,772.69
Working Capital	4.14T

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 22.00%, with operating and profit margins of 3.85% and 5.86%.

Gross Margin	22.00%
Operating Margin	3.85%
Pretax Margin	6.04%
Profit Margin	5.86%
EBITDA Margin	5.18%
EBIT Margin	3.85%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 41.33, which amounts to a dividend yield of 2.58%.

Dividend Per Share	41.33
Dividend Yield	2.58%
Dividend Growth (YoY)	138.46%
Years of Dividend Growth	3
Payout Ratio	n/a
Buyback Yield	2.37%
Shareholder Yield	4.95%
Earnings Yield	9.08%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 30, 2026. It was a forward split with a ratio of 3.

Last Split Date	Mar 30, 2026
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	3