Concordia Financial Group, Ltd. (TYO:7186)

Concordia Financial Group Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	118,918	91,392	80,533	78,584	36,315
Depreciation & Amortization	12,774	13,268	13,152	13,724	13,513
Gain (Loss) on Sale of Assets	3,262	1,033	1,491	3,671	5,082
Gain (Loss) on Sale of Investments	10,271	27,332	12,883	5,418	10,266
Change in Trading Asset Securities	206	1,496	1,661	-734	266
Change in Other Net Operating Assets	-200,725	-2,315,604	505,643	10,209	306,667
Other Operating Activities	99,834	-146,343	-39,972	-22,274	-25,337
Operating Cash Flow	43,896	-2,324,951	575,612	89,844	346,884
Operating Cash Flow Growth	-	-	540.68%	-74.10%	-
Capital Expenditures	-10,175	-9,353	-5,576	-12,321	-10,096
Sale of Property, Plant and Equipment	820	1,458	1,452	1,319	183
Investment in Securities	45,343	53,597	-136,963	236,075	-463,529
Income (Loss) Equity Investments	-644	2,475	221	1,246	112
Purchase / Sale of Intangibles	-5,631	-8,074	-6,713	-4,942	-5,293
Other Investing Activities	-8,768	-149	-246	-1,381	-1,851
Investing Cash Flow	21,589	37,479	-148,046	218,750	-480,586
Long-Term Debt Issued	-	-	-	-	20,000
Long-Term Debt Repaid	-20,000	-20,000	-20,000	-20,000	-
Net Debt Issued (Repaid)	-20,000	-20,000	-20,000	-20,000	20,000
Issuance of Common Stock	-	99	-	-	-
Repurchase of Common Stock	-20,002	-7,002	-13,402	-3,001	-1
Total Dividends Paid	-29,164	-24,122	-23,301	-20,552	-19,342
Net Increase (Decrease) in Deposit Accounts	332,361	107,464	389,928	1,157,445	1,692,225
Other Financing Activities	-1,445	-	-231	-359	-152
Financing Cash Flow	261,750	56,439	332,994	1,113,533	1,692,730
Foreign Exchange Rate Adjustments	-	-	7	9	9
Net Cash Flow	327,234	-2,231,033	760,566	1,422,136	1,559,036
Free Cash Flow	33,721	-2,334,304	570,036	77,523	336,788
Free Cash Flow Growth	-	-	635.31%	-76.98%	-
Free Cash Flow Margin	10.51%	-800.85%	213.51%	28.89%	134.30%
Free Cash Flow Per Share	29.17	-1993.62	481.07	64.28	279.14
Cash Income Tax Paid	16,954	23,931	26,234	11,729	23,058

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.