Mortgage Service Japan Limited (TYO:7192)
Japan flag Japan · Delayed Price · Currency is JPY
684.00
+27.00 (4.11%)
Sep 4, 2026, 2:13 PM JST

Mortgage Service Japan Statistics

Total Valuation

TYO:7192 has a market cap or net worth of JPY 9.66 billion. The enterprise value is 13.56 billion.

Market Cap9.66B
Enterprise Value 13.56B

Important Dates

The last earnings date was Friday, August 7, 2026.

Earnings Date Aug 7, 2026
Ex-Dividend Date Mar 30, 2026

Share Statistics

TYO:7192 has 14.70 million shares outstanding.

Current Share Class 14.70M
Shares Outstanding 14.70M
Shares Change (YoY) n/a
Shares Change (QoQ) +0.03%
Owned by Insiders (%) 2.73%
Owned by Institutions (%) 6.33%
Float 7.79M

Valuation Ratios

The trailing PE ratio is 8.41.

PE Ratio 8.41
Forward PE n/a
PS Ratio 1.18
PB Ratio 1.03
P/TBV Ratio 1.04
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 11.81
EV / Sales 1.66
EV / EBITDA 7.51
EV / EBIT 7.97
EV / FCF n/a

Financial Position

The company has a current ratio of 1.64, with a Debt / Equity ratio of 0.95.

Current Ratio 1.64
Quick Ratio 1.60
Debt / Equity 0.95
Debt / EBITDA 4.97
Debt / FCF -7.38
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.87% and return on invested capital (ROIC) is 8.68%.

Return on Equity (ROE) 12.87%
Return on Assets (ROA) 4.87%
Return on Invested Capital (ROIC) 8.68%
Return on Capital Employed (ROCE) 15.94%
Weighted Average Cost of Capital (WACC) 4.18%
Revenue Per Employee 39.17M
Profits Per Employee 5.49M
Employee Count209
Asset Turnover 0.38
Inventory Turnover n/a

Taxes

In the past 12 months, TYO:7192 has paid 545.00 million in taxes.

Income Tax 545.00M
Effective Tax Rate 31.87%

Stock Price Statistics

The stock price has increased by +47.97% in the last 52 weeks. The beta is 0.69, so TYO:7192's price volatility has been lower than the market average.

Beta (5Y) 0.69
52-Week Price Change +47.97%
50-Day Moving Average 602.82
200-Day Moving Average 588.98
Relative Strength Index (RSI) 71.88
Average Volume (20 Days) 58,370

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, TYO:7192 had revenue of JPY 8.19 billion and earned 1.15 billion in profits. Earnings per share was 78.09.

Revenue8.19B
Gross Profit 5.88B
Operating Income 1.70B
Pretax Income 1.71B
Net Income 1.15B
EBITDA 1.81B
EBIT 1.70B
Earnings Per Share (EPS) 78.09
Full Income Statement

Balance Sheet

The company has 5.10 billion in cash and 8.98 billion in debt, with a net cash position of -3.88 billion or -263.71 per share.

Cash & Cash Equivalents 5.10B
Total Debt 8.98B
Net Cash -3.88B
Net Cash Per Share -263.71
Equity (Book Value) 9.41B
Book Value Per Share 638.83
Working Capital 8.56B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -1.21 billion and capital expenditures -4.00 million, giving a free cash flow of -1.22 billion.

Operating Cash Flow -1.21B
Capital Expenditures -4.00M
Depreciation & Amortization 104.50M
Net Borrowing 1.62B
Free Cash Flow -1.22B
FCF Per Share -82.71
Full Cash Flow Statement

Margins

Gross margin is 71.81%, with operating and profit margins of 20.78% and 14.02%.

Gross Margin 71.81%
Operating Margin 20.78%
Pretax Margin 20.89%
Profit Margin 14.02%
EBITDA Margin 22.06%
EBIT Margin 20.78%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 30.00, which amounts to a dividend yield of 4.43%.

Dividend Per Share 30.00
Dividend Yield 4.43%
Dividend Growth (YoY) 36.36%
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield 4.43%
Earnings Yield 11.89%
FCF Yield -12.59%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 28, 2020. It was a forward split with a ratio of 2.

Last Split Date Aug 28, 2020
Split Type Forward
Split Ratio 2

Scores

TYO:7192 has an Altman Z-Score of 1.77 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 1.77
Piotroski F-Score 3