Mortgage Service Japan Limited (TYO:7192)
684.00
+27.00 (4.11%)
Sep 4, 2026, 2:13 PM JST
Mortgage Service Japan Financials Overview
Financials in millions JPY. Fiscal year is April - March.
Millions JPY. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 8,186 | 7,960 | 7,565 | 7,110 | 7,325 | 7,689 |
Revenue Growth | 6.81% | 5.22% | 6.40% | -2.94% | -4.73% | 7.85% |
Gross Profit Gross Profit Growth | 5,878 | 5,693 | 5,411 | 5,025 | 5,132 | 5,490 |
Operating Income Operating Income Growth | 1,701 | 1,584 | 1,400 | 1,398 | 1,471 | 1,696 |
Net Income Net Income Growth | 1,148 | 1,089 | 982 | 874 | 1,002 | 1,130 |
Earnings Per Share EPS Growth | 78.09 | 74.08 | 66.80 | 59.45 | 67.97 | 76.50 |
EPS Growth | 11.67% | 10.90% | 12.36% | -12.53% | -11.15% | 16.31% |
| Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Housing Defect Insurance Business Housing Defect Insurance Business Growth | 3,404 | 3,349 | 3,215 | 3,512 | 3,714 |
Housing Academy Business Housing Academy Business Growth | 680.59 | 633.76 | 610.51 | 623.76 | 573.47 |
Unallocated Adjustment Amount Unallocated Adjustment Amount Growth | -31.36 | -42.5 | -45.42 | -40.44 | - |
Housing Finance Business Housing Finance Business Growth | 3,907 | 3,626 | 3,331 | 3,231 | 3,402 |
Total Total Growth | 7,960 | 7,566 | 7,111 | 7,326 | 7,689 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 5,101 | 5,107 | 5,199 | 4,677 | 4,426 | 5,048 |
Total Debt Total Debt Growth | 8,978 | 8,966 | 7,344 | 8,137 | 9,146 | 10,180 |
Net Cash (Debt) Net Cash Growth | -3,877 | -3,859 | -2,145 | -3,460 | -4,720 | -5,132 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -263.72 | -262.50 | -145.91 | -235.36 | -320.11 | -347.43 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | - | -1,212 | 1,819 | 1,596 | 912 | -384 |
Capital Expenditures CapEx Growth | - | -4 | -182 | -4 | -57 | -23 |
Free Cash Flow Free Cash Flow Growth | - | -1,216 | 1,637 | 1,592 | 855 | -407 |
Free Cash Flow Growth | - | - | 2.83% | 86.20% | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Gross Margin | 71.81% | 71.52% | 71.53% | 70.67% | 70.06% | 71.40% |
Operating Margin | 20.78% | 19.90% | 18.51% | 19.66% | 20.08% | 22.06% |
Pretax Margin | 20.89% | 20.01% | 18.51% | 18.66% | 20.63% | 22.08% |
Profit Margin | 14.02% | 13.68% | 12.98% | 12.29% | 13.68% | 14.70% |
FCF Margin | - | -15.28% | 21.64% | 22.39% | 11.67% | -5.29% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 4, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 30.000 | 30.000 | 20.000 | 20.000 | 20.000 | 20.000 |
Dividend Per Share Growth | 36.36% | 50.00% | 0% | 0% | 0% | 0% |
Dividend Yield | 4.42% | 4.88% | 4.73% | 4.30% | 3.29% | 2.49% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 4, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 8.41 | 8.30 | 6.63 | 8.61 | 10.20 | 12.30 |
Forward PE | - | 13.52 | 13.52 | 13.52 | 13.52 | 13.52 |
P/FCF Ratio | - | - | 3.98 | 4.73 | 11.95 | - |
PS Ratio | 1.18 | 1.14 | 0.86 | 1.06 | 1.40 | 1.81 |