Mortgage Service Japan Limited (TYO:7192)
Japan flag Japan · Delayed Price · Currency is JPY
684.00
+27.00 (4.11%)
Sep 4, 2026, 2:13 PM JST

Mortgage Service Japan Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
8,1867,9607,5657,1107,3257,689
Revenue Growth
6.81%5.22%6.40%-2.94%-4.73%7.85%
Gross Profit
5,8785,6935,4115,0255,1325,490
Operating Income
1,7011,5841,4001,3981,4711,696
Net Income
1,1481,0899828741,0021,130
Earnings Per Share
78.0974.0866.8059.4567.9776.50
EPS Growth
11.67%10.90%12.36%-12.53%-11.15%16.31%

Revenue by Segment

Fiscal YearFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '25 Mar '24 Mar '23 Mar '22
Housing Defect Insurance Business
3,4043,3493,2153,5123,714
Housing Academy Business
680.59633.76610.51623.76573.47
Unallocated Adjustment Amount
-31.36-42.5-45.42-40.44-
Housing Finance Business
3,9073,6263,3313,2313,402
Total
7,9607,5667,1117,3267,689

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
5,1015,1075,1994,6774,4265,048
Total Debt
8,9788,9667,3448,1379,14610,180
Net Cash (Debt)
-3,877-3,859-2,145-3,460-4,720-5,132
Net Cash Growth
------
Net Cash Per Share
-263.72-262.50-145.91-235.36-320.11-347.43

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--1,2121,8191,596912-384
Capital Expenditures
--4-182-4-57-23
Free Cash Flow
--1,2161,6371,592855-407
Free Cash Flow Growth
--2.83%86.20%--

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Gross Margin
71.81%71.52%71.53%70.67%70.06%71.40%
Operating Margin
20.78%19.90%18.51%19.66%20.08%22.06%
Pretax Margin
20.89%20.01%18.51%18.66%20.63%22.08%
Profit Margin
14.02%13.68%12.98%12.29%13.68%14.70%
FCF Margin
--15.28%21.64%22.39%11.67%-5.29%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
30.00030.00020.00020.00020.00020.000
Dividend Per Share Growth
36.36%50.00%0%0%0%0%
Dividend Yield
4.42%4.88%4.73%4.30%3.29%2.49%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
8.418.306.638.6110.2012.30
Forward PE
-13.5213.5213.5213.5213.52
P/FCF Ratio
--3.984.7311.95-
PS Ratio
1.181.140.861.061.401.81