Okinawa Financial Group, Inc. (TYO:7350)

Okinawa Financial Group Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	33,129	26,986	25,029	24,664	24,817
Interest Income on Investments	10,286	6,878	4,653	4,938	3,357
Total Interest Income	43,415	33,864	29,682	29,602	28,174
Interest Paid on Deposits	5,100	1,725	768	205	155
Interest Paid on Borrowings	518	640	435	212	137
Total Interest Expense	5,618	2,365	1,203	417	292
Net Interest Income	37,797	31,499	28,479	29,185	27,882
Net Interest Income Growth (YoY)	19.99%	10.60%	-2.42%	4.67%	1.26%
Trust Income	38	37	71	79	85
Gain (Loss) on Sale of Assets	-545	1,254	-11	-56	-27
Gain (Loss) on Sale of Investments	-	2,410	1,970	1,392	533
Other Non-Interest Income	26,964	22,136	21,697	21,523	21,345
Total Non-Interest Income	26,457	25,837	23,727	22,938	21,936
Non-Interest Income Growth (YoY)	2.40%	8.89%	3.44%	4.57%	-5.79%
Revenues Before Loan Losses	64,254	57,336	52,206	52,123	49,818
Provision for Loan Losses	1,136	2,461	798	1,658	2,151
Revenue	63,118	54,875	51,408	50,465	47,667
Revenue Growth (YoY)	15.02%	6.74%	1.87%	5.87%	-0.98%
Selling, General & Administrative	25,430	24,611	24,694	23,514	24,478
Other Non-Interest Expense	22,436	18,524	17,892	18,426	15,214
Total Non-Interest Expense	47,866	43,135	42,586	41,940	39,692
EBT Excluding Unusual Items	15,252	11,740	8,822	8,525	7,975
Other Unusual Items	862	-	-	-	-
Pretax Income	16,114	11,740	8,822	8,525	7,975
Income Tax Expense	4,813	3,799	2,560	2,690	2,901
Earnings From Continuing Operations	11,301	7,941	6,262	5,835	5,074
Minority Interest in Earnings	-9	-	-	-	-62
Net Income	11,292	7,941	6,262	5,835	5,012
Net Income to Common	11,292	7,941	6,262	5,835	5,012
Net Income Growth	42.20%	26.81%	7.32%	16.42%	-3.74%
Basic Shares Outstanding	21	21	22	23	24
Diluted Shares Outstanding	21	21	22	23	24
Shares Change (YoY)	-0.06%	-1.01%	-7.34%	-1.92%	-0.42%
EPS (Basic)	529.08	371.91	290.50	251.03	211.49
EPS (Diluted)	528.87	371.69	290.16	250.54	211.12
EPS Growth	42.29%	28.10%	15.81%	18.67%	-3.32%
Dividend Per Share	-	105.000	80.000	75.000	70.000
Dividend Growth	-	31.25%	6.67%	7.14%	-
Effective Tax Rate	29.87%	32.36%	29.02%	31.55%	36.38%

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

May 26, 2026

Data Sources Report a data error