Okinawa Financial Group Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	196,673	349,388	439,559	510,739	590,646
Investment Securities	631,416	590,179	501,872	477,628	458,868
Total Investments	631,416	590,179	501,872	477,628	458,868
Gross Loans	2,011,117	1,944,196	1,887,414	1,783,318	1,713,092
Allowance for Loan Losses	-14,063	-13,032	-11,738	-11,659	-11,361
Net Loans	1,997,054	1,931,164	1,875,676	1,771,659	1,701,731
Property, Plant & Equipment	17,611	17,869	18,477	19,530	20,278
Other Intangible Assets	2,982	3,696	4,112	4,253	3,312
Restricted Cash	5,029	1,208	1,565	1,361	1,715
Other Current Assets	10,256	19,010	21,311	22,158	13,630
Long-Term Deferred Tax Assets	10,346	10,541	6,302	7,184	3,532
Other Long-Term Assets	65,861	55,987	65,047	62,272	61,544
Total Assets	2,937,228	2,979,042	2,933,921	2,876,784	2,855,256
Accrued Expenses	908	874	870	919	870
Interest Bearing Deposits	2,638,962	2,686,573	2,644,448	2,528,123	2,441,503
Total Deposits	2,638,962	2,686,573	2,644,448	2,528,123	2,441,503
Other Current Liabilities	5,415	6,648	6,002	6,486	6,424
Long-Term Debt	96,260	99,840	100,482	161,032	222,289
Pension & Post-Retirement Benefits	407	419	783	3,373	2,909
Long-Term Deferred Tax Liabilities	1,138	1,180	1,209	1,267	1,244
Other Long-Term Liabilities	31,747	30,000	23,208	21,918	20,626
Total Liabilities	2,774,837	2,825,534	2,777,002	2,723,118	2,695,865
Common Stock	20,000	20,000	20,000	20,000	20,000
Additional Paid-In Capital	22,217	22,216	22,013	23,991	23,991
Retained Earnings	136,671	128,225	122,016	117,475	113,398
Treasury Stock	-3,906	-3,946	-3,769	-2,401	-1,398
Comprehensive Income & Other	-12,680	-12,987	-3,341	-5,399	3,400
Total Common Equity	162,302	153,508	156,919	153,666	159,391
Minority Interest	89	-	-	-	-
Shareholders' Equity	162,391	153,508	156,919	153,666	159,391
Total Liabilities & Equity	2,937,228	2,979,042	2,933,921	2,876,784	2,855,256
Total Debt	96,260	99,840	100,482	161,032	222,289
Net Cash (Debt)	100,413	249,548	339,077	349,707	368,357
Net Cash Growth	-59.76%	-26.40%	-3.04%	-5.06%	25.45%
Net Cash Per Share	4702.92	11681.32	15712.56	15015.97	15513.69
Filing Date Shares Outstanding	21.35	21.33	21.34	21.59	23.32
Total Common Shares Outstanding	21.35	21.33	21.34	22.9	23.32
Book Value Per Share	7603.28	7196.12	7353.04	6711.63	6835.68
Tangible Book Value	159,320	149,812	152,807	149,413	156,079
Tangible Book Value Per Share	7463.58	7022.86	7160.35	6525.87	6693.64