The Yamagata Bank, Ltd. (TYO:8344)
Japan flag Japan · Delayed Price · Currency is JPY
3,740.00
+40.00 (1.08%)
Jul 31, 2026, 3:30 PM JST

The Yamagata Bank Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
53,45653,45646,24948,98845,57440,632
Revenue Growth
15.58%15.58%-5.59%7.49%12.16%5.16%
Net Income
6,5286,5284,4122,0803,4353,398
Earnings Per Share
207.85207.85138.1665.02107.38104.86
EPS Growth
50.44%50.44%112.49%-39.45%2.40%19.88%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Leasing Business
6,5246,5245,8905,8825,9785,995
Unallocated Adjustment
-1,570-1,570-1,558-1,975-1,951-1,745
Others
1,7471,7471,7291,6661,6241,505
Credit Guarantee Business
859859900877953918
Banking
46,79146,79145,89948,64644,57836,159
Total
54,35154,35152,86055,09651,18242,832

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
190,890190,890206,595197,119249,798646,471
Total Debt
160,814160,814119,014134,471153,642545,489
Net Cash (Debt)
30,07630,07687,58162,64896,156100,982
Net Cash Growth
-65.66%-65.66%39.80%-34.85%-4.78%-19.99%
Net Cash Per Share
957.59957.592742.481958.243005.913116.34

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-28,341-28,341-84,473-158,698-491,433311,130
Capital Expenditures
-7,021-7,021-2,756-1,141-976-2,827
Free Cash Flow
-35,362-35,362-87,229-159,839-492,409308,303
Free Cash Flow Growth
-----105.39%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
12.21%12.21%9.54%4.25%7.54%8.36%
FCF Margin
-66.15%-66.15%-188.61%-326.28%-1080.46%758.77%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
112.00084.00045.00035.00035.00035.000
Dividend Per Share Growth
89.19%86.67%28.57%0%0%16.67%
Dividend Yield
3.03%3.55%3.32%3.20%3.83%4.64%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
17.9911.2210.1118.139.448.21
Forward PE
-12.5912.5912.5912.5912.59
P/FCF Ratio
-----0.09
PS Ratio
2.171.370.970.770.710.69