The Yamagata Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	190,890	206,595	197,119	249,798	646,471
Investment Securities	854,522	817,225	898,525	982,722	1,096,056
Total Investments	854,522	817,225	898,525	982,722	1,096,056
Gross Loans	2,111,708	2,034,062	1,950,821	1,814,263	1,714,187
Allowance for Loan Losses	-8,395	-8,911	-8,624	-8,643	-8,971
Net Loans	2,103,313	2,025,151	1,942,197	1,805,620	1,705,216
Property, Plant & Equipment	25,758	19,044	17,055	16,758	16,677
Other Intangible Assets	3,467	2,984	3,375	3,849	4,314
Restricted Cash	24,227	20,815	16,359	9,534	2,763
Other Current Assets	12,753	11,979	13,505	15,387	16,010
Long-Term Deferred Tax Assets	4,922	7,335	4,875	10,613	477
Other Long-Term Assets	56,860	53,123	53,356	50,179	50,368
Total Assets	3,276,712	3,164,251	3,146,366	3,144,460	3,538,352
Accrued Expenses	48	62	18	22	22
Interest Bearing Deposits	2,936,026	2,881,236	2,839,521	2,826,175	2,804,054
Total Deposits	2,936,026	2,881,236	2,839,521	2,826,175	2,804,054
Short-Term Borrowings	29,985	12,410	14,838	13,353	119,074
Other Current Liabilities	11,628	11,032	12,522	14,488	15,145
Long-Term Debt	130,829	106,604	119,633	140,289	426,415
Pension & Post-Retirement Benefits	62	69	67	63	72
Long-Term Deferred Tax Liabilities	1,132	1,132	1,154	1,156	1,170
Other Long-Term Liabilities	16,377	15,704	14,808	15,185	16,773
Total Liabilities	3,126,087	3,028,249	3,002,561	3,010,731	3,382,725
Common Stock	12,008	12,008	12,008	12,008	12,008
Additional Paid-In Capital	10,215	10,215	10,215	10,215	10,215
Retained Earnings	136,979	132,228	129,520	128,946	126,679
Treasury Stock	-2,253	-773	-882	-881	-901
Comprehensive Income & Other	-6,506	-17,856	-7,233	-16,734	7,456
Total Common Equity	150,443	135,822	143,628	133,554	155,457
Minority Interest	182	180	177	175	170
Shareholders' Equity	150,625	136,002	143,805	133,729	155,627
Total Liabilities & Equity	3,276,712	3,164,251	3,146,366	3,144,460	3,538,352
Total Debt	160,814	119,014	134,471	153,642	545,489
Net Cash (Debt)	30,076	87,581	62,648	96,156	100,982
Net Cash Growth	-65.66%	39.80%	-34.85%	-4.78%	-19.99%
Net Cash Per Share	957.56	2742.48	1958.24	3005.91	3116.34
Filing Date Shares Outstanding	31.23	31.62	31.99	31.99	31.98
Total Common Shares Outstanding	31.23	31.62	31.99	31.99	31.98
Book Value Per Share	4817.07	4295.28	4489.44	4174.43	4861.10
Tangible Book Value	146,976	132,838	140,253	129,705	151,143
Tangible Book Value Per Share	4706.05	4200.92	4383.95	4054.13	4726.20