The Bank of Iwate, Ltd. (TYO:8345)
Japan flag Japan · Delayed Price · Currency is JPY
2,155.00
-12.00 (-0.55%)
Jul 31, 2026, 3:30 PM JST

The Bank of Iwate Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
51,29948,21543,95740,50939,40040,571
Revenue Growth
14.13%9.69%8.51%2.81%-2.89%3.38%
Net Income
10,2148,9196,9764,2255,3814,126
Earnings Per Share
147.75129.13101.4261.1777.2258.68
EPS Growth
37.29%27.32%65.78%-20.78%31.60%43.10%

Revenue by Segment

Fiscal YearFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '25 Mar '24 Mar '23 Mar '22
Others
831739591621378
Unallocated Adjustment Amount
-670-965-1,002-1,464-1,478
Credit Card Business and Credit Guarantee Business
1,0451,1561,2341,3101,558
Banking Industry
63,53740,85538,06641,40538,348
Leasing
4,7164,5434,3935,0654,697
Total
69,45946,32843,28246,93743,503

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
269,794389,094319,122563,765647,034701,403
Total Debt
209,712218,717169,276231,077172,528246,988
Net Cash (Debt)
60,082170,377149,846332,688474,506454,415
Net Cash Growth
-50.09%13.70%-54.96%-29.89%4.42%-0.71%
Net Cash Per Share
869.092466.732178.504816.546809.406463.20

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--19,331-89,368-78,010-100,47014,041
Capital Expenditures
--754-754-723-603-1,565
Free Cash Flow
--20,085-90,122-78,733-101,07312,476
Free Cash Flow Growth
------50.70%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
19.91%18.50%15.87%10.43%13.66%10.17%
FCF Margin
--41.66%-205.02%-194.36%-256.53%30.75%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
58.00052.00031.25020.00022.50017.500
Dividend Per Share Growth
250.31%66.40%56.25%-11.11%28.57%16.67%
Dividend Yield
2.69%3.26%4.13%3.39%4.76%4.46%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
14.5912.337.7610.396.857.75
Forward PE
-15.3215.3215.3215.3215.32
P/FCF Ratio
-----2.56
PS Ratio
2.902.281.231.080.940.79