The Bank of Iwate Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	30,670	28,016	21,130	18,203	17,383	17,291
Interest Income on Investments	17,654	17,318	12,954	10,047	9,213	9,982
Total Interest Income	48,324	45,334	34,084	28,250	26,596	27,273
Interest Paid on Deposits	8,420	6,924	2,205	100	127	246
Interest Paid on Borrowings	818	1,113	644	503	527	531
Total Interest Expense	9,238	8,037	2,849	603	654	777
Net Interest Income	39,086	37,297	31,235	27,647	25,942	26,496
Net Interest Income Growth	21.30%	19.41%	12.98%	6.57%	-2.09%	-2.51%
Gain (Loss) on Sale of Assets	-46	-47	-10	-23	48	-112
Gain (Loss) on Sale of Investments	-2,923	-2,923	-1,495	-310	-472	1,545
Other Non-Interest Income	16,587	15,293	14,962	14,614	14,623	13,828
Total Non-Interest Income	13,618	12,323	13,457	14,281	14,199	15,261
Non-Interest Income Growth	1.19%	-8.43%	-5.77%	0.58%	-6.96%	-4.86%
Revenues Before Loan Losses	52,704	49,620	44,692	41,928	40,141	41,757
Provision for Loan Losses	1,405	1,405	735	1,419	741	1,186
Revenue	51,299	48,215	43,957	40,509	39,400	40,571
Revenue Growth	14.13%	9.69%	8.51%	2.81%	-2.89%	3.38%
Selling, General & Administrative	25,917	25,749	24,771	24,554	24,086	24,852
Other Non-Interest Expense	10,709	9,663	9,416	9,024	8,809	8,063
Total Non-Interest Expense	36,626	35,412	34,187	33,578	32,895	32,915
EBT Excluding Unusual Items	14,673	12,803	9,770	6,931	6,505	7,656
Asset Writedown	-13	-14	-49	-186	-17	-645
Other Unusual Items	-	-	25	-	87	-
Pretax Income	14,660	12,789	9,746	6,745	6,575	7,011
Income Tax Expense	4,446	3,870	2,770	2,520	1,194	2,885
Earnings From Continuing Operations	10,214	8,919	6,976	4,225	5,381	4,126
Net Income	10,214	8,919	6,976	4,225	5,381	4,126
Net Income to Common	10,214	8,919	6,976	4,225	5,381	4,126
Net Income Growth	37.82%	27.85%	65.11%	-21.48%	30.42%	42.47%
Basic Shares Outstanding	69	69	69	69	69	70
Diluted Shares Outstanding	69	69	69	69	70	70
Shares Change	0.41%	0.42%	-0.42%	-0.88%	-0.89%	-0.46%
EPS (Basic)	148.07	129.40	101.71	61.48	77.58	58.98
EPS (Diluted)	147.75	129.13	101.42	61.17	77.22	58.68
EPS Growth	37.29%	27.32%	65.78%	-20.78%	31.60%	43.10%
Dividend Per Share	52.000	52.000	31.250	20.000	22.500	17.500
Dividend Growth	66.40%	66.40%	56.25%	-11.11%	28.57%	16.67%
Effective Tax Rate	30.33%	30.26%	28.42%	37.36%	18.16%	41.15%