The Bank of Iwate, Ltd. (TYO:8345)

The Bank of Iwate Statistics

Total Valuation

TYO:8345 has a market cap or net worth of JPY 57.44 billion.

Market Cap	57.44B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Sep 29, 2025

Share Statistics

TYO:8345 has 17.20 million shares outstanding. The number of shares has decreased by -0.42% in one year.

Current Share Class	17.20M
Shares Outstanding	17.20M
Shares Change (YoY)	-0.42%
Shares Change (QoQ)	+0.19%
Owned by Insiders (%)	0.15%
Owned by Institutions (%)	19.53%
Float	12.24M

Valuation Ratios

The trailing PE ratio is 8.23.

PE Ratio	8.23
Forward PE	n/a
PS Ratio	1.31
PB Ratio	0.31
P/TBV Ratio	0.31
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.88
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.63%.

Return on Equity (ROE)	3.63%
Return on Assets (ROA)	0.18%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	32.39M
Profits Per Employee	5.14M
Employee Count	1,357
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TYO:8345 has paid 2.77 billion in taxes.

Income Tax	2.77B
Effective Tax Rate	28.42%

Stock Price Statistics

The stock price has increased by +23.57% in the last 52 weeks. The beta is -0.02, so TYO:8345's price volatility has been lower than the market average.

Beta (5Y)	-0.02
52-Week Price Change	+23.57%
50-Day Moving Average	3,032.06
200-Day Moving Average	2,827.64
Relative Strength Index (RSI)	77.85
Average Volume (20 Days)	29,845

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TYO:8345 had revenue of JPY 43.96 billion and earned 6.98 billion in profits. Earnings per share was 405.67.

Revenue	43.96B
Gross Profit	43.96B
Operating Income	10.95B
Pretax Income	9.75B
Net Income	6.98B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	405.67

Balance Sheet

The company has 319.12 billion in cash and 169.28 billion in debt, giving a net cash position of 149.85 billion or 8,713.09 per share.

Cash & Cash Equivalents	319.12B
Total Debt	169.28B
Net Cash	149.85B
Net Cash Per Share	8,713.09
Equity (Book Value)	184.66B
Book Value Per Share	10,737.30
Working Capital	-3,085.33B

Cash Flow

In the last 12 months, operating cash flow was -89.37 billion and capital expenditures -754.00 million, giving a free cash flow of -90.12 billion.

Operating Cash Flow	-89.37B
Capital Expenditures	-754.00M
Free Cash Flow	-90.12B
FCF Per Share	-5,240.32

Margins

Gross Margin	n/a
Operating Margin	24.90%
Pretax Margin	22.17%
Profit Margin	15.87%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 120.00, which amounts to a dividend yield of 3.59%.

Dividend Per Share	120.00
Dividend Yield	3.59%
Dividend Growth (YoY)	32.50%
Years of Dividend Growth	1
Payout Ratio	24.94%
Buyback Yield	0.42%
Shareholder Yield	4.01%
Earnings Yield	12.14%
FCF Yield	-156.90%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 26, 1997. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 26, 1997
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2