The Bank of Iwate, Ltd. (TYO:8345)

The Bank of Iwate Statistics

Total Valuation

TYO:8345 has a market cap or net worth of JPY 108.25 billion.

Market Cap	108.25B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Mar 30, 2026

Share Statistics

TYO:8345 has 17.24 million shares outstanding. The number of shares has increased by 0.44% in one year.

Current Share Class	17.24M
Shares Outstanding	17.24M
Shares Change (YoY)	+0.44%
Shares Change (QoQ)	+0.18%
Owned by Insiders (%)	0.15%
Owned by Institutions (%)	19.68%
Float	14.98M

Valuation Ratios

The trailing PE ratio is 13.18.

PE Ratio	13.18
Forward PE	n/a
PS Ratio	2.22
PB Ratio	0.56
P/TBV Ratio	0.56
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.19%.

Return on Equity (ROE)	4.19%
Return on Assets (ROA)	0.22%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.46%
Revenue Per Employee	34.65M
Profits Per Employee	5.83M
Employee Count	1,357
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TYO:8345 has paid 3.53 billion in taxes.

Income Tax	3.53B
Effective Tax Rate	30.06%

Stock Price Statistics

The stock price has increased by +120.12% in the last 52 weeks. The beta is 0.06, so TYO:8345's price volatility has been lower than the market average.

Beta (5Y)	0.06
52-Week Price Change	+120.12%
50-Day Moving Average	5,109.20
200-Day Moving Average	3,782.36
Relative Strength Index (RSI)	79.56
Average Volume (20 Days)	55,830

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TYO:8345 had revenue of JPY 48.82 billion and earned 8.21 billion in profits. Earnings per share was 476.51.

Revenue	48.82B
Gross Profit	48.82B
Operating Income	12.92B
Pretax Income	11.74B
Net Income	8.21B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	476.51

Balance Sheet

The company has 274.61 billion in cash and 233.95 billion in debt, with a net cash position of 40.66 billion or 2,358.86 per share.

Cash & Cash Equivalents	274.61B
Total Debt	233.95B
Net Cash	40.66B
Net Cash Per Share	2,358.86
Equity (Book Value)	194.28B
Book Value Per Share	11,271.00
Working Capital	-3,058.84B

Cash Flow

In the last 12 months, operating cash flow was -105.53 billion and capital expenditures -617.00 million, giving a free cash flow of -106.15 billion.

Operating Cash Flow	-105.53B
Capital Expenditures	-617.00M
Free Cash Flow	-106.15B
FCF Per Share	-6,158.13

Margins

Gross Margin	n/a
Operating Margin	26.46%
Pretax Margin	24.05%
Profit Margin	16.82%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 192.00, which amounts to a dividend yield of 3.15%.

Dividend Per Share	192.00
Dividend Yield	3.15%
Dividend Growth (YoY)	53.60%
Years of Dividend Growth	2
Payout Ratio	40.29%
Buyback Yield	-0.44%
Shareholder Yield	2.81%
Earnings Yield	7.59%
FCF Yield	-98.06%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 26, 1997. It was a forward split with a ratio of 1.1.

Last Split Date	Mar 26, 1997
Split Type	Forward
Split Ratio	1.1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2