Suruga Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	67,881	60,862	61,221	65,160	71,909
Interest Income on Investments	10,246	7,563	5,067	3,402	3,121
Total Interest Income	78,127	68,425	66,288	68,562	75,030
Interest Paid on Deposits	7,687	2,543	1,132	1,299	1,462
Interest Paid on Borrowings	13	8	23	84	27
Total Interest Expense	7,700	2,551	1,155	1,383	1,489
Net Interest Income	70,427	65,874	65,133	67,179	73,541
Net Interest Income Growth (YoY)	6.91%	1.14%	-3.05%	-8.65%	-9.88%
Gain (Loss) on Sale of Assets	-130	-70	-601	-371	-881
Gain (Loss) on Sale of Investments	-7,035	-1,647	-5,074	-11,843	522
Other Non-Interest Income	30,192	21,540	22,054	18,437	16,421
Total Non-Interest Income	23,027	19,823	16,379	6,223	16,062
Non-Interest Income Growth (YoY)	16.16%	21.03%	163.20%	-61.26%	-2.04%
Revenues Before Loan Losses	93,454	85,697	81,512	73,402	89,603
Provision for Loan Losses	6,615	6,971	8,356	4,693	19,904
Revenue	86,839	78,726	73,156	68,709	69,699
Revenue Growth (YoY)	10.30%	7.61%	6.47%	-1.42%	-22.22%
Selling, General & Administrative	36,539	37,708	38,013	38,348	41,186
Other Non-Interest Expense	14,911	14,929	15,103	17,467	18,798
Total Non-Interest Expense	51,450	52,637	53,116	55,815	59,984
EBT Excluding Unusual Items	35,389	26,089	20,040	12,894	9,715
Asset Writedown	-108	-1,406	-559	-859	-653
Other Unusual Items	-	33	-1	-1	-1
Pretax Income	35,281	24,716	19,480	12,034	9,061
Income Tax Expense	556	4,536	4,099	1,457	1,105
Earnings From Continuing Operations	34,725	20,180	15,381	10,577	7,956
Minority Interest in Earnings	3	-3	-6	-1	4
Net Income	34,728	20,177	15,375	10,576	7,960
Net Income to Common	34,728	20,177	15,375	10,576	7,960
Net Income Growth	72.12%	31.23%	45.38%	32.86%	-62.86%
Basic Shares Outstanding	175	189	204	188	229
Diluted Shares Outstanding	175	189	204	188	229
Shares Change (YoY)	-7.38%	-7.33%	8.20%	-17.82%	-1.06%
EPS (Basic)	198.56	106.85	75.45	56.15	34.73
EPS (Diluted)	198.56	106.85	75.45	56.15	34.73
EPS Growth	85.83%	41.62%	34.37%	61.68%	-62.46%
Dividend Per Share	-	29.000	21.000	9.000	6.000
Dividend Growth	-	38.09%	133.33%	50.00%	20.00%
Effective Tax Rate	1.58%	18.35%	21.04%	12.11%	12.20%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.