The Bank of Toyama, Ltd. (TYO:8365)

The Bank of Toyama Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	4,354	3,771	3,504	3,411	3,376	3,299
Interest Income on Investments	1,974	1,927	1,697	1,825	1,724	1,819
Total Interest Income	6,328	5,698	5,201	5,236	5,100	5,118
Interest Paid on Deposits	893	300	24	29	35	46
Interest Paid on Borrowings	34	34	2	2	3	7
Total Interest Expense	927	334	26	31	38	53
Net Interest Income	5,401	5,364	5,175	5,205	5,062	5,065
Net Interest Income Growth (YoY)	1.66%	3.65%	-0.58%	2.83%	-0.06%	-10.73%
Gain (Loss) on Sale of Assets	-	1	-3	-35	-15	3
Gain (Loss) on Sale of Investments	566	566	1,557	2,401	143	692
Other Non-Interest Income	4,850	3,345	3,317	3,067	3,016	3,286
Total Non-Interest Income	5,416	3,912	4,871	5,433	3,144	3,981
Non-Interest Income Growth (YoY)	33.40%	-19.69%	-10.34%	72.80%	-21.02%	28.50%
Revenues Before Loan Losses	10,817	9,276	10,046	10,638	8,206	9,046
Provision for Loan Losses	569	569	1,586	2,286	1,172	539
Revenue	10,248	8,707	8,460	8,352	7,034	8,507
Revenue Growth (YoY)	15.17%	2.92%	1.29%	18.74%	-17.32%	-2.96%
Selling, General & Administrative	5,532	5,338	5,288	5,026	4,890	5,019
Other Non-Interest Expense	3,112	2,078	2,389	1,761	1,784	2,463
Total Non-Interest Expense	8,644	7,416	7,677	6,787	6,674	7,482
EBT Excluding Unusual Items	1,604	1,291	783	1,565	360	1,025
Asset Writedown	-12	-1	-8	-47	-	-
Other Unusual Items	-	-	-1	-1	-1	-
Pretax Income	1,592	1,290	774	1,517	359	1,025
Income Tax Expense	459	309	127	522	3	438
Earnings From Continuing Operations	1,133	981	647	995	356	587
Minority Interest in Earnings	-17	-27	-15	-23	-23	-28
Net Income	1,116	954	632	972	333	559
Net Income to Common	1,116	954	632	972	333	559
Net Income Growth	157.74%	50.95%	-34.98%	191.89%	-40.43%	-22.90%
Basic Shares Outstanding	5	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5	5
Shares Change (YoY)	-1.47%	-0.65%	0.11%	-0.40%	-0.02%	0.06%
EPS (Basic)	209.43	177.22	116.65	179.60	61.28	102.85
EPS (Diluted)	209.43	177.22	116.65	179.60	61.28	102.85
EPS Growth	161.59%	51.93%	-35.05%	193.08%	-40.42%	-22.94%
Dividend Per Share	25.000	50.000	50.000	50.000	50.000	50.000
Effective Tax Rate	28.83%	23.95%	16.41%	34.41%	0.84%	42.73%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.