The Bank of Toyama, Ltd. (TYO:8365)

Japan · Delayed Price · Currency is JPY

1,884.00

-25.00 (-1.31%)

Nov 12, 2026, 3:30 PM JST

The Bank of Toyama Financials Overview

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Revenue	13,435	12,625	8,707	8,460	8,352	7,034
Revenue Growth	34.85%	45.00%	2.92%	1.29%	18.74%	-17.32%
Net Income	1,240	1,046	954	632	972	333
Earnings Per Share	232.39	196.17	177.22	116.65	179.60	61.28
EPS Growth	18.56%	10.69%	51.93%	-35.05%	193.08%	-40.42%

Revenue by Segment

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Unallocated Adjustment	-58	-54	-36	-55	-38
Banking	12,033	7,746	8,491	9,317	6,996
Leasing	1,750	1,602	1,618	1,495	1,427
Others	45	46	45	34	38
Total	13,770	9,340	10,118	10,791	8,423

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Investments	37,643	31,806	30,671	33,312	30,156	36,786
Total Debt	10,685	10,767	11,561	18,273	18,731	35,233
Net Cash (Debt)	26,958	21,039	19,110	15,039	11,425	1,553
Net Cash Growth	-22.13%	10.09%	27.07%	31.63%	635.67%	-89.47%
Net Cash Per Share	5052.28	3945.80	3550.07	2775.75	2111.05	285.79

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Cash Flow	-	-121	-7,415	620	-20,178	2,038
Capital Expenditures	-	-308	-296	-319	-419	-82
Free Cash Flow	-	-429	-7,711	301	-20,597	1,956
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Profit Margin	9.23%	8.29%	10.96%	7.47%	11.64%	4.73%
FCF Margin	-	-3.40%	-88.56%	3.56%	-246.61%	27.81%

Dividends

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 12, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Dividend Per Share	55.000	55.000	50.000	50.000	50.000	50.000
Dividend Per Share Growth	0%	10.00%	0%	0%	0%	0%
Dividend Yield	2.92%	2.48%	3.28%	2.43%	2.94%	2.36%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 12, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
PE Ratio	8.11	11.29	8.52	17.64	9.47	34.41
P/FCF Ratio	-	-	-	37.05	-	5.86
PS Ratio	0.75	0.94	0.93	1.32	1.10	1.63