Hokuhoku Financial Group, Inc. (TYO:8377)

Hokuhoku Financial Group Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	125,725	99,197	84,624	83,070	82,579
Interest Income on Investments	61,650	38,597	22,035	26,043	22,219
Total Interest Income	187,375	137,794	106,659	109,113	104,798
Interest Paid on Deposits	28,020	9,137	1,020	877	437
Interest Paid on Borrowings	17,811	16,141	12,606	8,748	1,048
Total Interest Expense	45,831	25,278	13,626	9,625	1,485
Net Interest Income	141,544	112,516	93,033	99,488	103,313
Net Interest Income Growth (YoY)	25.80%	20.94%	-6.49%	-3.70%	0.56%
Trust Income	16	18	26	30	36
Income From Trading Activities	897	1,243	1,054	860	1,627
Gain (Loss) on Sale of Assets	-436	-803	-406	-363	-523
Gain (Loss) on Sale of Investments	-	9,920	17,079	10,296	2,049
Other Non-Interest Income	82,735	60,101	60,461	59,858	61,552
Total Non-Interest Income	83,212	70,479	78,214	70,681	64,741
Non-Interest Income Growth (YoY)	18.07%	-9.89%	10.66%	9.18%	-2.69%
Revenues Before Loan Losses	224,756	182,995	171,247	170,169	168,054
Provision for Loan Losses	-6,438	7,042	317	1,155	13,374
Revenue	231,194	175,953	170,930	169,014	154,680
Revenue Growth (YoY)	31.39%	2.94%	1.13%	9.27%	-0.84%
Selling, General & Administrative	88,454	86,138	87,772	83,683	87,273
Other Non-Interest Expense	62,420	38,997	60,287	59,302	37,651
Total Non-Interest Expense	150,874	125,135	148,059	142,985	124,924
EBT Excluding Unusual Items	80,320	50,818	22,871	26,029	29,756
Asset Writedown	-373	-789	-416	-286	-414
Other Unusual Items	-5	3,710	3,343	-13	3,889
Pretax Income	79,942	53,739	25,798	25,730	33,231
Income Tax Expense	20,765	14,362	2,507	4,174	12,547
Earnings From Continuing Operations	59,177	39,377	23,291	21,556	20,684
Minority Interest in Earnings	-278	-305	-243	-121	-158
Net Income	58,899	39,072	23,048	21,435	20,526
Preferred Dividends & Other Adjustments	-	725	886	1,047	1,208
Net Income to Common	58,899	38,347	22,162	20,388	19,318
Net Income Growth	50.74%	69.52%	7.52%	4.43%	-3.79%
Basic Shares Outstanding	121	123	125	128	131
Diluted Shares Outstanding	122	124	126	129	131
Shares Change (YoY)	-1.36%	-1.70%	-2.18%	-2.23%	-0.13%
EPS (Basic)	484.82	311.57	176.99	159.19	147.47
EPS (Diluted)	483.20	310.29	176.28	158.63	146.95
EPS Growth	55.73%	76.02%	11.13%	7.95%	-3.12%
Dividend Per Share	110.000	50.000	40.000	37.000	35.000
Dividend Growth	120.00%	25.00%	8.11%	5.71%	-
Effective Tax Rate	25.97%	26.72%	9.72%	16.22%	37.76%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.