Hokuhoku Financial Group Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	3,537,727	3,191,879	4,550,493	4,357,148	5,471,090
Investment Securities	2,116,453	2,325,744	1,798,479	1,869,776	2,228,204
Trading Asset Securities	1,031	1,131	2,724	2,220	3,454
Total Investments	2,117,484	2,326,875	1,801,203	1,871,996	2,231,658
Gross Loans	10,880,559	10,581,002	9,623,943	9,585,808	9,220,014
Allowance for Loan Losses	-50,324	-61,704	-59,997	-67,361	-72,470
Net Loans	10,830,235	10,519,298	9,563,946	9,518,447	9,147,544
Property, Plant & Equipment	119,074	110,820	109,330	100,013	99,135
Goodwill	-	-	875	2,978	5,080
Other Intangible Assets	13,450	8,876	8,871	5,321	5,243
Other Receivables	21,042	-	-	-	-
Restricted Cash	17,676	18,880	17,588	18,248	18,474
Other Current Assets	87,323	79,050	80,605	81,856	85,938
Long-Term Deferred Tax Assets	448	5,441	438	7,598	3,275
Other Long-Term Assets	219,326	180,101	249,537	209,095	212,634
Total Assets	16,963,785	16,441,220	16,382,886	16,172,700	17,280,071
Accrued Expenses	113	-	-	-	-
Interest Bearing Deposits	14,478,329	14,031,845	13,873,338	13,513,725	13,202,603
Total Deposits	14,478,329	14,031,845	13,873,338	13,513,725	13,202,603
Short-Term Borrowings	317,489	118,022	134,783	172,450	340,043
Other Current Liabilities	64,275	62,105	61,483	64,147	60,961
Long-Term Debt	1,125,005	1,379,987	1,552,501	1,670,951	2,901,829
Pension & Post-Retirement Benefits	462	505	721	3,490	3,826
Long-Term Deferred Tax Liabilities	39,332	16,684	25,439	12,700	18,893
Other Long-Term Liabilities	206,258	173,394	69,690	123,027	129,072
Total Liabilities	16,231,263	15,782,542	15,717,955	15,560,490	16,657,227
Common Stock	70,895	70,895	70,895	70,895	70,895
Additional Paid-In Capital	93,128	101,770	110,660	119,778	125,128
Retained Earnings	457,901	424,103	392,442	374,971	359,045
Treasury Stock	-7,698	-1,368	-900	-675	-852
Comprehensive Income & Other	113,714	58,959	87,889	43,647	65,179
Total Common Equity	727,940	654,359	660,986	608,616	619,395
Minority Interest	4,582	4,319	3,945	3,594	3,449
Shareholders' Equity	732,522	658,678	664,931	612,210	622,844
Total Liabilities & Equity	16,963,785	16,441,220	16,382,886	16,172,700	17,280,071
Total Debt	1,442,494	1,498,009	1,687,284	1,843,401	3,241,872
Net Cash (Debt)	2,096,264	1,695,001	2,865,933	2,515,967	2,232,672
Net Cash Growth	23.67%	-40.86%	13.91%	12.69%	6.42%
Net Cash Per Share	17197.49	13715.71	22796.70	19576.01	16984.31
Filing Date Shares Outstanding	120.41	122.7	124.57	128.12	127.94
Total Common Shares Outstanding	120.41	122.7	124.57	128.12	127.94
Book Value Per Share	6045.51	5333.04	5306.19	4750.53	4841.30
Tangible Book Value	714,490	645,483	651,240	600,317	609,072
Tangible Book Value Per Share	5933.81	5260.70	5227.95	4685.75	4760.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.