The Shikoku Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	147,946	178,834	217,360	411,090	643,722	335,619
Investment Securities	1,025,822	1,021,373	924,031	821,604	959,541	979,693
Trading Asset Securities	-	-	-	26	9	8
Total Investments	1,025,822	1,021,373	924,031	821,630	959,550	979,701
Gross Loans	2,169,588	2,103,425	2,085,795	1,980,050	1,912,228	1,877,078
Allowance for Loan Losses	-15,755	-16,169	-15,186	-15,164	-14,807	-13,985
Net Loans	2,153,833	2,087,256	2,070,609	1,964,886	1,897,421	1,863,093
Property, Plant & Equipment	32,921	33,416	34,118	34,452	34,597	35,453
Other Intangible Assets	1,822	2,019	2,222	1,945	2,380	1,962
Restricted Cash	2,973	2,715	2,906	2,000	1,980	1,964
Other Current Assets	9,705	11,175	14,043	19,526	19,879	15,294
Long-Term Deferred Tax Assets	78	48	19	19	19	18
Other Long-Term Assets	43,971	38,312	44,304	69,078	73,148	97,839
Total Assets	3,419,071	3,375,148	3,309,612	3,324,626	3,632,696	3,330,943
Interest Bearing Deposits	2,975,802	2,978,508	3,040,056	3,088,011	3,071,774	2,904,376
Total Deposits	2,975,802	2,978,508	3,040,056	3,088,011	3,071,774	2,904,376
Short-Term Borrowings	1,786	-	-	-	13,487	18,820
Other Current Liabilities	4,374	3,832	4,396	4,104	5,446	5,403
Long-Term Debt	204,639	182,870	66,449	42,233	338,507	195,338
Pension & Post-Retirement Benefits	73	71	84	83	80	80
Long-Term Deferred Tax Liabilities	9,340	5,019	10,304	4,509	6,184	9,315
Other Long-Term Liabilities	50,651	44,637	20,096	35,728	42,597	39,074
Total Liabilities	3,246,665	3,214,937	3,141,385	3,174,668	3,478,075	3,172,406
Common Stock	25,000	25,000	25,000	25,000	25,000	25,000
Additional Paid-In Capital	9,707	9,699	9,702	9,699	9,699	9,699
Retained Earnings	117,108	114,109	109,636	103,783	99,997	93,369
Treasury Stock	-862	-884	-1,369	-1,418	-1,466	-1,518
Comprehensive Income & Other	21,310	12,144	25,118	12,756	21,254	31,852
Total Common Equity	172,263	160,068	168,087	149,820	154,484	158,402
Minority Interest	143	143	140	138	137	135
Shareholders' Equity	172,406	160,211	168,227	149,958	154,621	158,537
Total Liabilities & Equity	3,419,071	3,375,148	3,309,612	3,324,626	3,632,696	3,330,943
Total Debt	206,425	182,870	66,449	42,233	351,994	214,158
Net Cash (Debt)	-58,479	-4,036	150,911	368,883	291,737	121,469
Net Cash Growth	-	-	-59.09%	26.44%	140.17%	7.17%
Net Cash Per Share	-1399.82	-96.64	3616.54	8848.66	7005.33	2862.74
Filing Date Shares Outstanding	41.76	41.86	41.71	41.65	41.6	41.55
Total Common Shares Outstanding	41.76	41.86	41.71	41.65	41.6	41.55
Book Value Per Share	4124.84	3823.87	4030.10	3596.75	3713.19	3812.60
Tangible Book Value	170,441	158,049	165,865	147,875	152,104	156,440
Tangible Book Value Per Share	4081.21	3775.63	3976.82	3550.06	3655.99	3765.38

Source: S&P Global Market Intelligence. Banks template. Financial Sources.