The Shikoku Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	296,385	178,834	217,360	411,090	643,722
Investment Securities	885,286	1,021,373	924,031	821,604	959,541
Trading Asset Securities	-	-	-	26	9
Total Investments	885,286	1,021,373	924,031	821,630	959,550
Gross Loans	2,228,884	2,103,425	2,085,795	1,980,050	1,912,228
Allowance for Loan Losses	-16,494	-16,169	-15,186	-15,164	-14,807
Net Loans	2,212,390	2,087,256	2,070,609	1,964,886	1,897,421
Property, Plant & Equipment	33,958	33,416	34,118	34,452	34,597
Other Intangible Assets	1,729	2,019	2,222	1,945	2,380
Restricted Cash	2,983	2,715	2,906	2,000	1,980
Other Current Assets	9,369	11,175	14,043	19,526	19,879
Long-Term Deferred Tax Assets	25	48	19	19	19
Other Long-Term Assets	68,383	38,312	44,304	69,078	73,148
Total Assets	3,510,508	3,375,148	3,309,612	3,324,626	3,632,696
Interest Bearing Deposits	3,013,313	2,978,508	3,040,056	3,088,011	3,071,774
Total Deposits	3,013,313	2,978,508	3,040,056	3,088,011	3,071,774
Short-Term Borrowings	-	-	-	-	13,487
Other Current Liabilities	4,582	3,832	4,396	4,104	5,446
Long-Term Debt	229,292	182,870	66,449	42,233	338,507
Pension & Post-Retirement Benefits	97	71	84	83	80
Long-Term Deferred Tax Liabilities	13,103	5,019	10,304	4,509	6,184
Other Long-Term Liabilities	59,158	44,637	20,096	35,728	42,597
Total Liabilities	3,319,545	3,214,937	3,141,385	3,174,668	3,478,075
Common Stock	25,000	25,000	25,000	25,000	25,000
Additional Paid-In Capital	9,959	9,699	9,702	9,699	9,699
Retained Earnings	129,348	114,109	109,636	103,783	99,997
Treasury Stock	-473	-884	-1,369	-1,418	-1,466
Comprehensive Income & Other	27,129	12,144	25,118	12,756	21,254
Total Common Equity	190,963	160,068	168,087	149,820	154,484
Minority Interest	-	143	140	138	137
Shareholders' Equity	190,963	160,211	168,227	149,958	154,621
Total Liabilities & Equity	3,510,508	3,375,148	3,309,612	3,324,626	3,632,696
Total Debt	229,292	182,870	66,449	42,233	351,994
Net Cash (Debt)	67,093	-4,036	150,911	368,883	291,737
Net Cash Growth	-	-	-59.09%	26.44%	140.17%
Net Cash Per Share	1606.46	-96.64	3616.54	8848.66	7005.33
Filing Date Shares Outstanding	41.82	41.86	41.71	41.65	41.6
Total Common Shares Outstanding	41.82	41.86	41.71	41.65	41.6
Book Value Per Share	4566.61	3823.87	4030.10	3596.75	3713.19
Tangible Book Value	189,234	158,049	165,865	147,875	152,104
Tangible Book Value Per Share	4525.27	3775.63	3976.82	3550.06	3655.99