The Oita Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	677,469	781,091	872,896	725,874	942,673	512,688
Investment Securities	1,358,787	1,339,212	1,400,039	1,391,512	1,291,159	1,273,855
Total Investments	1,358,787	1,339,212	1,400,039	1,391,512	1,291,159	1,273,855
Gross Loans	2,426,442	2,276,952	2,158,887	2,094,648	1,972,040	1,906,882
Allowance for Loan Losses	-25,281	-23,472	-23,769	-26,717	-29,270	-28,945
Net Loans	2,401,161	2,253,480	2,135,118	2,067,931	1,942,770	1,877,937
Property, Plant & Equipment	29,547	29,368	29,499	30,286	29,575	30,459
Other Intangible Assets	1,158	842	618	689	895	1,084
Restricted Cash	2,001	3,994	3,987	3,991	16,931	19,946
Other Current Assets	16,633	16,981	16,312	14,549	19,689	20,805
Long-Term Deferred Tax Assets	1,069	4,725	1,066	10,412	4,413	965
Other Long-Term Assets	74,942	77,005	94,648	79,144	62,464	75,930
Total Assets	4,562,767	4,506,698	4,554,183	4,324,388	4,310,569	3,813,669
Accrued Expenses	282	1,129	1,111	1,114	1,136	1,119
Interest Bearing Deposits	3,622,356	3,569,675	3,619,629	3,540,318	3,457,889	3,294,889
Total Deposits	3,622,356	3,569,675	3,619,629	3,540,318	3,457,889	3,294,889
Short-Term Borrowings	125,770	68,683	72,927	47,902	20,498	-
Other Current Liabilities	13,582	13,036	11,707	10,218	8,098	8,196
Long-Term Debt	510,304	580,296	577,264	472,463	565,389	248,946
Pension & Post-Retirement Benefits	5,251	5,331	6,059	6,852	6,631	6,752
Long-Term Deferred Tax Liabilities	11,318	4,039	5,850	4,086	4,185	5,055
Other Long-Term Liabilities	38,077	55,953	41,758	53,917	48,673	45,967
Total Liabilities	4,326,940	4,298,142	4,336,305	4,136,870	4,112,499	3,610,924
Common Stock	19,598	19,598	19,598	19,598	19,598	19,598
Additional Paid-In Capital	13,768	13,768	13,768	13,768	13,768	13,771
Retained Earnings	166,088	160,837	157,053	151,743	147,390	143,043
Treasury Stock	-2,409	-1,624	-1,999	-2,078	-2,122	-2,254
Comprehensive Income & Other	38,680	15,909	29,389	4,419	19,369	28,522
Total Common Equity	235,725	208,488	217,809	187,450	198,003	202,680
Minority Interest	102	68	69	68	67	65
Shareholders' Equity	235,827	208,556	217,878	187,518	198,070	202,745
Total Liabilities & Equity	4,562,767	4,506,698	4,554,183	4,324,388	4,310,569	3,813,669
Total Debt	636,074	648,979	650,191	520,365	585,887	248,946
Net Cash (Debt)	41,395	132,112	222,705	205,509	356,786	263,742
Net Cash Growth	-70.25%	-40.68%	8.37%	-42.40%	35.28%	25.57%
Net Cash Per Share	2698.78	8430.89	14003.96	12942.19	22510.16	16668.27
Filing Date Shares Outstanding	15.09	15.25	15.8	15.78	15.77	15.75
Total Common Shares Outstanding	15.09	15.25	15.8	15.78	15.77	15.75
Book Value Per Share	15620.65	13668.68	13785.33	11876.63	12552.55	12872.29
Tangible Book Value	234,567	207,646	217,191	186,761	197,108	201,596
Tangible Book Value Per Share	15543.91	13613.48	13746.22	11832.97	12495.81	12803.44

Source: S&P Global Market Intelligence. Banks template. Financial Sources.