The Oita Bank, Ltd. (TYO: 8392)

The Oita Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	839,755	872,896	725,874	942,673	512,688	337,044
Investment Securities	1,387,665	1,400,039	1,391,512	1,291,159	1,273,855	1,098,547
Total Investments	1,387,665	1,400,039	1,391,512	1,291,159	1,273,855	1,098,547
Gross Loans	2,172,461	2,158,887	2,094,648	1,972,040	1,906,882	1,832,686
Allowance for Loan Losses	-22,735	-23,769	-26,717	-29,270	-28,945	-25,998
Net Loans	2,149,726	2,135,118	2,067,931	1,942,770	1,877,937	1,806,688
Property, Plant & Equipment	29,444	29,499	30,286	29,575	30,459	30,664
Other Intangible Assets	526	618	689	895	1,084	1,291
Restricted Cash	3,993	3,987	3,991	16,931	19,946	17,939
Other Current Assets	16,702	16,312	14,549	19,689	20,805	20,598
Long-Term Deferred Tax Assets	1,376	1,066	10,412	4,413	965	4,363
Other Long-Term Assets	72,580	94,648	79,144	62,464	75,930	75,882
Total Assets	4,501,767	4,554,183	4,324,388	4,310,569	3,813,669	3,393,016
Accrued Expenses	1,135	1,111	1,114	1,136	1,119	1,109
Interest Bearing Deposits	3,586,925	3,619,629	3,540,318	3,457,889	3,294,889	3,012,234
Total Deposits	3,586,925	3,619,629	3,540,318	3,457,889	3,294,889	3,012,234
Short-Term Borrowings	26,541	72,927	47,902	20,498	-	18,773
Other Current Liabilities	12,888	11,707	10,218	8,098	8,196	12,237
Long-Term Debt	598,052	577,264	472,463	565,389	248,946	108,233
Pension & Post-Retirement Benefits	5,861	6,059	6,852	6,631	6,752	7,046
Long-Term Deferred Tax Liabilities	3,925	5,850	4,086	4,185	5,055	4,448
Other Long-Term Liabilities	52,635	41,758	53,917	48,673	45,967	40,369
Total Liabilities	4,287,962	4,336,305	4,136,870	4,112,499	3,610,924	3,204,449
Common Stock	19,598	19,598	19,598	19,598	19,598	19,598
Additional Paid-In Capital	13,768	13,768	13,768	13,768	13,771	13,778
Retained Earnings	159,962	157,053	151,743	147,390	143,043	140,394
Treasury Stock	-2,694	-1,999	-2,078	-2,122	-2,254	-2,279
Comprehensive Income & Other	23,102	29,389	4,419	19,369	28,522	17,017
Total Common Equity	213,736	217,809	187,450	198,003	202,680	188,508
Minority Interest	69	69	68	67	65	59
Shareholders' Equity	213,805	217,878	187,518	198,070	202,745	188,567
Total Liabilities & Equity	4,501,767	4,554,183	4,324,388	4,310,569	3,813,669	3,393,016
Total Debt	624,593	650,191	520,365	585,887	248,946	127,006
Net Cash (Debt)	215,162	222,705	205,509	356,786	263,742	210,038
Net Cash Growth	-17.67%	8.37%	-42.40%	35.28%	25.57%	51.73%
Net Cash Per Share	13579.17	14003.96	12942.19	22510.16	16668.27	11973.44
Filing Date Shares Outstanding	15.58	15.8	15.78	15.77	15.75	15.74
Total Common Shares Outstanding	15.58	15.8	15.78	15.77	15.75	15.74
Book Value Per Share	13715.98	13785.33	11876.63	12552.55	12872.29	11975.95
Tangible Book Value	213,210	217,191	186,761	197,108	201,596	187,217
Tangible Book Value Per Share	13682.22	13746.22	11832.97	12495.81	12803.44	11893.93

Source: S&P Capital IQ. Banks template. Financial Sources.