The Miyazaki Bank, Ltd. (TYO:8393)

The Miyazaki Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	35,871	30,411	28,460	27,849	27,194
Interest Income on Investments	27,164	24,206	15,088	16,813	10,618
Total Interest Income	63,035	54,617	43,548	44,662	37,812
Interest Paid on Deposits	6,238	1,905	136	121	114
Interest Paid on Borrowings	13,709	14,364	9,574	2,959	466
Total Interest Expense	19,947	16,269	9,710	3,080	580
Net Interest Income	43,088	38,348	33,838	41,582	37,232
Net Interest Income Growth (YoY)	12.36%	13.33%	-18.62%	11.68%	9.36%
Gain (Loss) on Sale of Assets	-33	-57	8	-23	-42
Gain (Loss) on Sale of Investments	-	1,664	3,629	-820	1,946
Other Non-Interest Income	27,124	22,608	20,151	21,086	19,193
Total Non-Interest Income	27,091	24,215	23,788	20,243	21,097
Non-Interest Income Growth (YoY)	11.88%	1.80%	17.51%	-4.05%	9.77%
Revenues Before Loan Losses	70,179	62,563	57,626	61,825	58,329
Provision for Loan Losses	3,261	3,509	3,032	2,857	4,759
Revenue	66,918	59,054	54,594	58,968	53,570
Revenue Growth (YoY)	13.32%	8.17%	-7.42%	10.08%	3.92%
Selling, General & Administrative	25,710	25,095	25,521	25,212	25,866
Other Non-Interest Expense	21,410	20,071	19,080	21,933	16,212
Total Non-Interest Expense	47,120	45,166	44,601	47,145	42,078
EBT Excluding Unusual Items	19,798	13,888	9,993	11,823	11,492
Asset Writedown	-	-	-	-27	-20
Pretax Income	19,798	13,888	9,993	11,796	11,472
Income Tax Expense	5,704	4,104	2,906	3,670	3,999
Earnings From Continuing Operations	14,094	9,784	7,087	8,126	7,473
Net Income	14,094	9,784	7,087	8,126	7,473
Net Income to Common	14,094	9,784	7,087	8,126	7,473
Net Income Growth	44.05%	38.06%	-12.79%	8.74%	-6.53%
Basic Shares Outstanding	84	85	87	86	86
Diluted Shares Outstanding	85	86	87	87	87
Shares Change (YoY)	-1.21%	-1.46%	0.10%	0.13%	0.14%
EPS (Basic)	167.32	114.79	81.90	94.14	86.65
EPS (Diluted)	166.61	114.27	81.56	93.61	86.20
EPS Growth	45.81%	40.10%	-12.88%	8.59%	-6.65%
Dividend Per Share	40.000	22.000	20.000	20.000	20.000
Dividend Growth	81.82%	10.00%	-	-	-
Effective Tax Rate	28.81%	29.55%	29.08%	31.11%	34.86%

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

May 29, 2026

Data Sources Report a data error