The Miyazaki Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	772,172	828,456	925,050	1,016,870	1,189,790
Investment Securities	765,176	773,296	826,936	691,877	712,275
Total Investments	765,176	773,296	826,936	691,877	712,275
Gross Loans	2,467,269	2,390,651	2,284,983	2,242,850	2,258,750
Allowance for Loan Losses	-17,709	-15,647	-14,280	-13,830	-12,966
Net Loans	2,449,560	2,375,004	2,270,703	2,229,020	2,245,784
Property, Plant & Equipment	23,156	23,089	23,371	23,007	23,312
Other Intangible Assets	3,951	4,813	4,531	4,547	4,408
Restricted Cash	-	-	-	-	11,000
Other Current Assets	14,752	8,407	7,692	9,397	7,356
Long-Term Deferred Tax Assets	302	2,367	-	7,653	6,131
Other Long-Term Assets	47,256	56,344	52,565	43,178	41,907
Total Assets	4,076,325	4,071,776	4,110,848	4,025,549	4,241,963
Accrued Expenses	31	28	28	35	35
Interest Bearing Deposits	3,214,841	3,162,598	3,163,209	3,114,380	2,992,896
Total Deposits	3,214,841	3,162,598	3,163,209	3,114,380	2,992,896
Short-Term Borrowings	128,852	136,793	86,772	196,414	326,871
Other Current Liabilities	2,718	3,118	4,644	4,303	4,940
Long-Term Debt	465,355	539,259	639,937	526,709	739,592
Pension & Post-Retirement Benefits	119	957	1,499	2,147	3,299
Long-Term Deferred Tax Liabilities	9,207	2,166	2,243	2,168	2,176
Other Long-Term Liabilities	32,868	37,219	22,665	16,303	13,025
Total Liabilities	3,853,991	3,882,138	3,920,997	3,862,459	4,082,834
Common Stock	14,697	14,697	14,697	14,697	14,697
Additional Paid-In Capital	12,779	12,779	12,779	12,779	12,780
Retained Earnings	157,477	145,838	139,464	133,929	127,703
Treasury Stock	-1,319	-473	-977	-1,133	-1,191
Comprehensive Income & Other	38,700	16,797	23,888	2,818	5,140
Total Common Equity	222,334	189,638	189,851	163,090	159,129
Shareholders' Equity	222,334	189,638	189,851	163,090	159,129
Total Liabilities & Equity	4,076,325	4,071,776	4,110,848	4,025,549	4,241,963
Total Debt	594,207	676,052	726,709	723,123	1,066,463
Net Cash (Debt)	177,965	152,404	198,341	293,747	123,327
Net Cash Growth	16.77%	-23.16%	-32.48%	138.19%	89.22%
Net Cash Per Share	2103.78	1779.90	2282.54	3383.79	1422.46
Filing Date Shares Outstanding	83.91	84.93	86.59	86.34	86.25
Total Common Shares Outstanding	83.91	84.93	86.59	86.34	86.24
Book Value Per Share	2649.79	2232.83	2192.59	1889.03	1845.13
Tangible Book Value	218,383	184,825	185,320	158,543	154,721
Tangible Book Value Per Share	2602.70	2176.16	2140.26	1836.36	1794.02