Seven Bank, Ltd. (TYO:8410)
Japan flag Japan · Delayed Price · Currency is JPY
310.60
+2.00 (0.65%)
Jul 24, 2026, 3:30 PM JST

Seven Bank Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
212,066212,066208,648192,612152,906134,896
Revenue Growth
1.64%1.64%8.33%25.97%13.35%-1.31%
Net Income
13,47613,47618,22131,97018,85420,827
Earnings Per Share
12.1512.1515.5727.2616.0317.72
EPS Growth
-22.01%-22.01%-42.86%70.02%-9.50%-19.47%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Unallocated Adjustment
-943-943-1,127-1,396-180-37
Domestic Business (Banking Business Others)
144,021144,021138,318133,574123,337112,012
Credit Card Electronic Money Business
30,66430,66432,53526,836--
Foreign Operation
42,94142,94142,58438,86231,82624,693
Total
216,683216,683212,310197,876154,983136,668

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
896,249896,249892,852988,932952,027931,404
Total Debt
113,598113,59898,343194,052144,958106,936
Net Cash (Debt)
782,651782,651794,509794,880807,069824,468
Net Cash Growth
-1.49%-1.49%-0.05%-1.51%-2.11%-0.95%
Net Cash Per Share
705.40705.40679.11677.75686.31701.32

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
50,51450,51434,5136,84135,75734,033
Capital Expenditures
-9,947-9,947-23,206-17,739-13,328-12,468
Free Cash Flow
40,56740,56711,307-10,89822,42921,565
Free Cash Flow Growth
258.78%258.78%--4.01%-19.40%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
6.35%6.35%8.73%16.60%12.33%15.44%
FCF Margin
19.13%19.13%5.42%-5.66%14.67%15.99%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
11.00011.00011.00011.00011.00011.000
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
3.56%4.11%4.08%4.02%4.65%5.37%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
25.5723.2017.9810.8216.5313.49
Forward PE
21.0118.7616.0417.3815.0913.93
P/FCF Ratio
8.947.7128.97-13.9013.03
PS Ratio
1.711.471.571.802.042.08