Seven Bank Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	May '26 May 22, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Market Capitalization	317,223	312,667	327,581	345,943	311,695	280,902
Market Cap Growth	6.46%	-4.55%	-5.31%	10.99%	10.96%	-5.57%
Last Close Price	271.60	267.70	269.25	273.65	236.72	204.72
PE Ratio	22.36	23.20	17.98	10.82	16.53	13.49
PS Ratio	1.50	1.47	1.57	1.80	2.04	2.08
PB Ratio	1.11	1.09	1.16	1.25	1.23	1.15
P/FCF Ratio	7.82	7.71	28.97	-	13.90	13.03
P/OCF Ratio	6.28	6.19	9.49	50.57	8.72	8.25
Debt / Equity Ratio	0.40	0.40	0.35	0.70	0.57	0.44
Debt / FCF Ratio	2.80	2.80	8.70	-	6.46	4.96
Net Debt / Equity Ratio	-2.73	-2.73	-2.81	-2.88	-3.17	-3.38
Net Debt / FCF Ratio	-19.29	-19.29	-70.27	72.94	-35.98	-38.23
Return on Equity (ROE)	4.76%	4.76%	6.54%	12.06%	7.45%	8.64%
Return on Assets (ROA)	0.89%	0.89%	1.14%	2.11%	1.47%	1.71%
Earnings Yield	4.25%	4.31%	5.56%	9.24%	6.05%	7.41%
FCF Yield	12.79%	12.97%	3.45%	-3.15%	7.20%	7.68%
Dividend Yield	4.05%	-	4.08%	4.02%	4.65%	5.37%
Payout Ratio	88.02%	88.02%	70.91%	40.56%	68.81%	62.26%
Buyback Yield / Dilution	5.16%	5.16%	0.25%	0.27%	-0.03%	0.12%
Total Shareholder Return	9.21%	5.16%	4.33%	4.29%	4.62%	5.49%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.