Shinkin Central Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	15,233,416	19,119,691	19,937,781	19,019,069	16,764,225	15,063,421
Investment Securities	18,502,438	17,383,405	16,305,829	14,066,297	16,377,762	18,271,579
Trading Asset Securities	896,335	578,367	350,766	485,686	333,867	280,431
Total Investments	19,398,773	17,961,772	16,656,595	14,551,983	16,711,629	18,552,010
Gross Loans	11,429,196	9,924,009	9,337,930	11,084,525	9,084,285	8,940,228
Allowance for Loan Losses	-23,123	-22,988	-23,836	-23,974	-25,312	-29,963
Net Loans	11,406,073	9,901,021	9,314,094	11,060,551	9,058,973	8,910,265
Property, Plant & Equipment	78,226	76,483	74,611	72,028	72,884	73,100
Other Intangible Assets	22,250	24,050	17,680	20,354	17,675	20,714
Restricted Cash	47,995	45,032	78,765	78,136	118,623	108,030
Other Current Assets	179,891	192,615	187,991	183,682	176,792	190,288
Long-Term Deferred Tax Assets	34,756	96,247	66,173	65,440	4,407	4,008
Other Long-Term Assets	1,109,617	821,977	1,288,734	1,044,090	1,006,587	921,692
Total Assets	47,510,997	48,238,888	47,622,424	46,095,333	43,931,795	43,843,528
Accrued Expenses	1,034	1,993	1,922	1,853	1,881	1,897
Interest Bearing Deposits	29,991,526	31,305,205	33,064,496	34,652,817	33,123,802	33,752,872
Total Deposits	29,991,526	31,305,205	33,064,496	34,652,817	33,123,802	33,752,872
Short-Term Borrowings	5,971,794	5,936,206	3,544,605	2,627,533	1,200,726	297,186
Other Current Liabilities	598,347	455,809	319,725	247,683	185,081	201,237
Long-Term Debt	8,397,633	8,430,318	8,628,684	6,857,306	7,484,633	7,524,606
Pension & Post-Retirement Benefits	27,332	27,613	34,957	40,810	43,660	42,475
Long-Term Deferred Tax Liabilities	6,360	6,326	6,268	6,268	45,918	102,980
Other Long-Term Liabilities	841,008	562,979	463,699	315,903	249,765	192,955
Total Liabilities	45,835,034	46,726,449	46,064,356	44,750,173	42,335,466	42,116,208
Common Stock	890,998	890,998	890,998	690,998	690,998	690,998
Additional Paid-In Capital	100,678	100,678	100,678	100,678	100,678	100,678
Retained Earnings	697,884	686,104	663,282	650,740	644,122	627,964
Comprehensive Income & Other	-27,964	-179,558	-110,387	-110,309	147,905	295,038
Total Common Equity	1,661,596	1,498,222	1,544,571	1,332,107	1,583,703	1,714,678
Minority Interest	14,367	14,217	13,497	13,053	12,626	12,642
Shareholders' Equity	1,675,963	1,512,439	1,558,068	1,345,160	1,596,329	1,727,320
Total Liabilities & Equity	47,510,997	48,238,888	47,622,424	46,095,333	43,931,795	43,843,528
Total Debt	14,369,427	14,366,524	12,173,289	9,484,839	8,685,359	7,821,792
Net Cash (Debt)	1,842,429	5,415,169	8,151,352	10,315,220	8,446,949	7,889,289
Net Cash Growth	-75.50%	-33.57%	-20.98%	22.12%	7.07%	21.54%
Net Cash Per Share	211573.50	621845.54	1212166.35	1537698.07	1259193.42	1176062.60
Filing Date Shares Outstanding	8.71	8.71	8.71	6.71	6.71	6.71
Total Common Shares Outstanding	8.71	8.71	8.71	6.71	6.71	6.71
Book Value Per Share	190807.72	172046.83	177369.27	198578.25	236083.87	255608.42
Tangible Book Value	1,639,346	1,474,172	1,526,891	1,311,753	1,566,028	1,693,964
Tangible Book Value Per Share	188252.67	169285.07	175339.01	195544.07	233449.04	252520.56

Source: S&P Global Market Intelligence. Banks template. Financial Sources.