Shinkin Central Bank Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 26, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Market Capitalization	1,672,849	1,836,564	1,798,474	1,837,382	1,649,552	1,595,215	Upgrade
Market Cap Growth	-22.88%	2.12%	-2.12%	11.39%	3.41%	4.71%	Upgrade
Last Close Price	192100.00	210900.00	259975.76	259238.91	227234.60	213982.90	Upgrade
PE Ratio	45.05	45.54	59.91	76.25	48.78	54.03	Upgrade
PS Ratio	9.93	11.23	7.20	6.87	9.22	9.18	Upgrade
PB Ratio	1.09	1.21	1.15	1.37	1.03	0.92	Upgrade
P/FCF Ratio	-	0.85	0.38	-	1.77	-	Upgrade
P/OCF Ratio	-	0.85	0.38	-	1.76	-	Upgrade
Debt / Equity Ratio	9.06	9.50	7.81	7.05	5.44	4.53	Upgrade
Debt / FCF Ratio	-	6.67	2.59	-	9.32	-	Upgrade
Return on Equity (ROE)	2.62%	2.80%	2.23%	1.80%	2.18%	1.96%	Upgrade
Return on Assets (ROA)	0.08%	0.09%	0.07%	0.06%	0.08%	0.08%	Upgrade
Earnings Yield	2.22%	2.31%	1.79%	1.43%	2.18%	1.98%	Upgrade
FCF Yield	-	117.22%	260.90%	-92.76%	56.51%	-10.35%	Upgrade
Dividend Yield	3.34%	3.08%	2.50%	2.51%	2.86%	3.04%	Upgrade
Payout Ratio	-	46.24%	60.98%	74.76%	54.54%	61.94%	Upgrade
Buyback Yield / Dilution	-20.54%	-29.50%	-0.24%	-	-	-	Upgrade
Total Shareholder Return	-17.19%	-26.42%	2.26%	2.51%	2.86%	3.04%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.