The Bank of Nagoya, Ltd. (TYO:8522)
Japan flag Japan · Delayed Price · Currency is JPY
7,240.00
+100.00 (1.40%)
Sep 3, 2026, 3:30 PM JST

The Bank of Nagoya Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
107,519102,50691,67389,11872,16374,253
Revenue Growth
12.89%11.82%2.87%23.49%-2.81%2.46%
Net Income
21,77820,26914,73010,0368,37711,643
Earnings Per Share
442.68412.05298.92198.04161.20215.87
EPS Growth
36.90%37.85%50.93%22.86%-25.32%9.61%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Elimination of Inter-Segment Transactions
-1,828-1,863-1,658-1,636-1,757-3,495
Credit Card
2,5322,4852,5112,4412,3442,076
Leasing Business
23,73923,15222,54820,84019,34321,141
Banking Business
104,66197,44175,89575,98957,02452,057
Others
3,1693,2923,5013,6422,8092,630
Unallocated Gain on Reversal of Allowance for Doubtful Accounts
-60-50-8---4
Total
132,213124,457102,789101,27679,76374,480

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
618,921767,475711,184557,277451,935851,450
Total Debt
379,130378,865379,178409,940424,901734,488
Net Cash (Debt)
239,791388,610332,006147,33727,034116,962
Net Cash Growth
-47.54%17.05%125.34%445.01%-76.89%-53.93%
Net Cash Per Share
4874.207900.026737.412907.43520.192168.61

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--301,338-170,256-198,383-603,89019,275
Capital Expenditures
--3,547-2,174-6,123-1,586-1,247
Free Cash Flow
--304,885-172,430-204,506-605,47618,028
Free Cash Flow Growth
------88.72%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
20.26%19.77%16.07%11.26%11.61%15.68%
FCF Margin
--297.43%-188.09%-229.48%-839.04%24.28%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
200.000170.00090.00060.00040.00040.000
Dividend Per Share Growth
8.20%88.89%50.00%50.00%0%71.43%
Dividend Yield
2.76%3.02%3.55%2.90%4.20%4.77%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
16.3513.678.7611.076.514.35
Forward PE
-15.7015.7015.7015.7015.70
P/FCF Ratio
-----2.81
PS Ratio
3.312.701.411.250.760.68