The Bank of Nagoya, Ltd. (TYO:8522)
Japan flag Japan · Delayed Price · Currency is JPY
6,890.00
+80.00 (1.17%)
Jul 24, 2026, 3:30 PM JST

The Bank of Nagoya Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
102,506102,50691,67389,11872,16374,253
Revenue Growth
11.82%11.82%2.87%23.49%-2.81%2.46%
Net Income
20,26920,26914,73010,0368,37711,643
Earnings Per Share
412.05412.05298.92198.04161.20215.87
EPS Growth
37.85%37.85%50.93%22.86%-25.32%9.61%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Leasing Business
23,15223,15222,54820,84019,34321,141
Banking Business
97,44197,44175,89575,98957,02452,057
Credit Card
2,4852,4852,5112,4412,3442,076
Others
3,2923,2923,5013,6422,8092,630
Elimination of Inter-Segment Transactions
-1,863-1,863-1,658-1,636-1,757-3,495
Unallocated Gain on Reversal of Allowance for Doubtful Accounts
-50-50-8---4
Total
124,457124,457102,789101,27679,76374,480

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
767,475767,475711,184557,277451,935851,450
Total Debt
378,865378,865379,178409,940424,901734,488
Net Cash (Debt)
388,610388,610332,006147,33727,034116,962
Net Cash Growth
17.05%17.05%125.34%445.01%-76.89%-53.93%
Net Cash Per Share
7900.027900.026737.412907.43520.192168.61

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-301,338-301,338-170,256-198,383-603,89019,275
Capital Expenditures
-3,547-3,547-2,174-6,123-1,586-1,247
Free Cash Flow
-304,885-304,885-172,430-204,506-605,47618,028
Free Cash Flow Growth
------88.72%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
19.77%19.77%16.07%11.26%11.61%15.68%
FCF Margin
-297.43%-297.43%-188.09%-229.48%-839.04%24.28%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
200.000170.00090.00060.00040.00040.000
Dividend Per Share Growth
200.00%88.89%50.00%50.00%0%71.43%
Dividend Yield
2.90%3.02%3.55%2.90%4.20%4.77%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
16.7213.678.7611.076.514.35
Forward PE
-15.7015.7015.7015.7015.70
P/FCF Ratio
-----2.81
PS Ratio
3.312.701.411.250.760.68