The Bank of Nagoya, Ltd. (TYO:8522)

The Bank of Nagoya Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	45,220	32,708	28,777	27,121	26,033
Interest Income on Investments	25,767	18,069	12,357	9,353	7,078
Total Interest Income	70,987	50,777	41,134	36,474	33,111
Interest Paid on Deposits	16,279	4,780	1,535	956	426
Interest Paid on Borrowings	4,321	5,341	6,983	5,037	594
Total Interest Expense	20,600	10,121	8,518	5,993	1,020
Net Interest Income	50,387	40,656	32,616	30,481	32,091
Net Interest Income Growth (YoY)	23.94%	24.65%	7.00%	-5.02%	8.89%
Trust Income	81	61	48	58	51
Gain (Loss) on Sale of Assets	272	-124	1	-13	-38
Gain (Loss) on Sale of Investments	-	8,771	19,452	5,634	6,804
Other Non-Interest Income	53,388	42,950	40,478	37,400	37,610
Total Non-Interest Income	53,741	51,658	59,979	43,079	44,427
Non-Interest Income Growth (YoY)	4.03%	-13.87%	39.23%	-3.03%	0.06%
Revenues Before Loan Losses	104,128	92,314	92,595	73,560	76,518
Provision for Loan Losses	1,607	641	3,477	1,397	2,265
Revenue	102,521	91,673	89,118	72,163	74,253
Revenue Growth (YoY)	11.83%	2.87%	23.49%	-2.81%	2.46%
Selling, General & Administrative	33,513	31,074	31,030	30,918	32,235
Other Non-Interest Expense	40,655	39,825	43,575	29,764	26,337
Total Non-Interest Expense	74,168	70,899	74,605	60,682	58,572
EBT Excluding Unusual Items	28,353	20,774	14,513	11,481	15,681
Asset Writedown	-	-73	-	-	-
Other Unusual Items	-	-	-	-	377
Pretax Income	28,353	20,701	14,513	11,481	16,058
Income Tax Expense	8,084	5,971	4,477	3,104	4,381
Earnings From Continuing Operations	20,269	14,730	10,036	8,377	11,677
Minority Interest in Earnings	-	-	-	-	-34
Net Income	20,269	14,730	10,036	8,377	11,643
Net Income to Common	20,269	14,730	10,036	8,377	11,643
Net Income Growth	37.60%	46.77%	19.80%	-28.05%	8.55%
Basic Shares Outstanding	49	49	51	52	54
Diluted Shares Outstanding	49	49	51	52	54
Shares Change (YoY)	-0.18%	-2.76%	-2.49%	-3.64%	-0.97%
EPS (Basic)	412.05	298.92	198.04	161.31	216.42
EPS (Diluted)	412.05	298.92	198.04	161.20	215.87
EPS Growth	37.85%	50.93%	22.86%	-25.32%	9.61%
Dividend Per Share	-	90.000	60.000	40.000	40.000
Dividend Growth	-	50.00%	50.00%	-	71.43%
Effective Tax Rate	28.51%	28.84%	30.85%	27.04%	27.28%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.