The Bank of Nagoya, Ltd. (TYO:8522)
Japan flag Japan · Delayed Price · Currency is JPY
5,810.00
-60.00 (-1.02%)
Nov 4, 2026, 2:24 PM JST

The Bank of Nagoya Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
107,519102,50691,67389,11872,16374,253
Revenue Growth
12.89%11.82%2.87%23.49%-2.81%2.46%
Net Income
21,77820,26914,73010,0368,37711,643
Earnings Per Share
442.68412.05298.92198.04161.20215.87
EPS Growth
36.90%37.85%50.93%22.86%-25.32%9.61%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Elimination of Inter-Segment Transactions
-1,828-1,863-1,658-1,636-1,757-3,495
Credit Card
2,5322,4852,5112,4412,3442,076
Leasing Business
23,73923,15222,54820,84019,34321,141
Banking Business
104,66197,44175,89575,98957,02452,057
Others
3,1693,2923,5013,6422,8092,630
Unallocated Gain on Reversal of Allowance for Doubtful Accounts
-60-50-8---4
Total
132,213124,457102,789101,27679,76374,480

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
618,921767,475711,184557,277451,935851,450
Total Debt
379,130378,865379,178409,940424,901734,488
Net Cash (Debt)
239,791388,610332,006147,33727,034116,962
Net Cash Growth
-47.54%17.05%125.34%445.01%-76.89%-53.93%
Net Cash Per Share
4874.207900.026737.412907.43520.192168.61

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--301,338-170,256-198,383-603,89019,275
Capital Expenditures
--3,547-2,174-6,123-1,586-1,247
Free Cash Flow
--304,885-172,430-204,506-605,47618,028
Free Cash Flow Growth
------88.72%

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
20.26%19.77%16.07%11.26%11.61%15.68%
FCF Margin
--297.43%-188.09%-229.48%-839.04%24.28%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
200.000170.00090.00060.00040.00040.000
Dividend Per Share Growth
8.20%88.89%50.00%50.00%0%71.43%
Dividend Yield
3.44%3.02%3.43%2.70%3.80%4.15%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
13.1213.678.7611.076.514.35
Forward PE
-15.7015.7015.7015.7015.70
P/FCF Ratio
-----2.81
PS Ratio
2.692.701.411.250.760.68