The Bank of Nagoya, Ltd. (TYO:8522)

The Bank of Nagoya Statistics

Total Valuation

TYO:8522 has a market cap or net worth of JPY 243.77 billion.

Market Cap	243.77B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	Mar 30, 2026

Share Statistics

TYO:8522 has 49.20 million shares outstanding. The number of shares has decreased by -1.29% in one year.

Current Share Class	49.20M
Shares Outstanding	49.20M
Shares Change (YoY)	-1.29%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	0.23%
Owned by Institutions (%)	56.35%
Float	46.55M

Valuation Ratios

The trailing PE ratio is 14.89.

PE Ratio	14.89
Forward PE	n/a
PS Ratio	2.49
PB Ratio	0.82
P/TBV Ratio	0.82
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.51
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.68%.

Return on Equity (ROE)	5.68%
Return on Assets (ROA)	0.28%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.59%
Revenue Per Employee	49.67M
Profits Per Employee	8.29M
Employee Count	1,975
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TYO:8522 has paid 7.20 billion in taxes.

Income Tax	7.20B
Effective Tax Rate	30.56%

Stock Price Statistics

The stock price has increased by +124.23% in the last 52 weeks. The beta is -0.03, so TYO:8522's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	+124.23%
50-Day Moving Average	4,424.90
200-Day Moving Average	3,318.51
Relative Strength Index (RSI)	73.57
Average Volume (20 Days)	168,425

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TYO:8522 had revenue of JPY 98.09 billion and earned 16.37 billion in profits. Earnings per share was 332.77.

Revenue	98.09B
Gross Profit	98.09B
Operating Income	23.64B
Pretax Income	23.57B
Net Income	16.37B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	332.77

Balance Sheet

The company has 884.36 billion in cash and 380.38 billion in debt, with a net cash position of 503.98 billion or 10,243.96 per share.

Cash & Cash Equivalents	884.36B
Total Debt	380.38B
Net Cash	503.98B
Net Cash Per Share	10,243.96
Equity (Book Value)	297.42B
Book Value Per Share	6,045.50
Working Capital	-4,436.58B

Cash Flow

In the last 12 months, operating cash flow was -249.41 billion and capital expenditures -2.77 billion, giving a free cash flow of -252.18 billion.

Operating Cash Flow	-249.41B
Capital Expenditures	-2.77B
Free Cash Flow	-252.18B
FCF Per Share	-5,125.95

Margins

Gross Margin	n/a
Operating Margin	24.10%
Pretax Margin	24.03%
Profit Margin	16.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 103.33, which amounts to a dividend yield of 2.13%.

Dividend Per Share	103.33
Dividend Yield	2.13%
Dividend Growth (YoY)	122.22%
Years of Dividend Growth	2
Payout Ratio	26.99%
Buyback Yield	1.29%
Shareholder Yield	3.42%
Earnings Yield	6.71%
FCF Yield	-103.45%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 29, 2025. It was a forward split with a ratio of 3.

Last Split Date	Sep 29, 2025
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	2