Tomato Bank, Ltd. (TYO:8542)

Tomato Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	11,748	11,344	11,514	11,541	11,754	11,898
Interest Income on Investments	2,291	2,054	1,584	1,326	1,301	1,701
Total Interest Income	14,039	13,398	13,098	12,867	13,055	13,599
Interest Paid on Deposits	525	125	104	162	270	484
Interest Paid on Borrowings	127	127	319	112	162	368
Total Interest Expense	652	252	423	274	432	852
Net Interest Income	13,387	13,146	12,675	12,593	12,623	12,747
Net Interest Income Growth (YoY)	3.79%	3.72%	0.65%	-0.24%	-0.97%	-0.96%
Gain (Loss) on Sale of Assets	-37	-29	-12	-59	-42	-24
Gain (Loss) on Sale of Investments	-171	-72	-131	-233	-90	-216
Other Non-Interest Income	11,924	10,667	9,943	9,950	9,525	9,093
Total Non-Interest Income	11,716	10,566	9,800	9,658	9,393	8,853
Non-Interest Income Growth (YoY)	15.75%	7.82%	1.47%	2.82%	6.10%	99.12%
Revenues Before Loan Losses	25,103	23,712	22,475	22,251	22,016	21,600
Provision for Loan Losses	389	724	363	329	436	280
Revenue	24,714	22,988	22,112	21,922	21,580	21,320
Revenue Growth (YoY)	10.42%	3.96%	0.87%	1.58%	1.22%	27.44%
Selling, General & Administrative	11,497	11,381	11,196	11,379	11,493	11,741
Other Non-Interest Expense	11,151	9,326	8,182	8,151	7,865	7,611
Total Non-Interest Expense	22,648	20,707	19,378	19,530	19,358	19,352
EBT Excluding Unusual Items	2,066	2,281	2,734	2,392	2,222	1,968
Asset Writedown	-4	-	-25	-1	-11	-5
Other Unusual Items	19	-1	-	20	4	15
Pretax Income	2,081	2,280	2,709	2,411	2,215	1,978
Income Tax Expense	712	750	830	752	696	607
Earnings From Continuing Operations	1,369	1,530	1,879	1,659	1,519	1,371
Net Income	1,369	1,530	1,879	1,659	1,519	1,371
Preferred Dividends & Other Adjustments	83	165	165	166	175	175
Net Income to Common	1,286	1,365	1,714	1,493	1,344	1,196
Net Income Growth	-18.22%	-18.57%	13.26%	9.22%	10.79%	-21.79%
Basic Shares Outstanding	12	12	11	11	11	11
Diluted Shares Outstanding	20	21	21	19	18	18
Shares Change (YoY)	-3.86%	-1.11%	11.48%	6.20%	-0.01%	10.14%
EPS (Basic)	111.65	118.59	149.13	129.92	116.97	104.08
EPS (Diluted)	68.74	74.06	89.94	88.53	86.08	77.69
EPS Growth	-14.94%	-17.66%	1.60%	2.84%	10.80%	-28.99%
Dividend Per Share	25.000	50.000	50.000	50.000	50.000	50.000
Effective Tax Rate	34.21%	32.90%	30.64%	31.19%	31.42%	30.69%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.