Tomato Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	13,518	11,928	11,344	11,514	11,541	11,754
Interest Income on Investments	2,081	2,393	2,054	1,584	1,326	1,301
Total Interest Income	15,599	14,321	13,398	13,098	12,867	13,055
Interest Paid on Deposits	2,321	876	125	104	162	270
Interest Paid on Borrowings	79	79	127	319	112	162
Total Interest Expense	2,400	955	252	423	274	432
Net Interest Income	13,199	13,366	13,146	12,675	12,593	12,623
Net Interest Income Growth (YoY)	-1.40%	1.67%	3.72%	0.65%	-0.24%	-0.97%
Gain (Loss) on Sale of Assets	-42	-49	-29	-12	-59	-42
Gain (Loss) on Sale of Investments	-16	-16	-72	-131	-233	-90
Other Non-Interest Income	10,268	11,340	10,667	9,943	9,950	9,525
Total Non-Interest Income	10,210	11,275	10,566	9,800	9,658	9,393
Non-Interest Income Growth (YoY)	-12.85%	6.71%	7.82%	1.47%	2.82%	6.10%
Revenues Before Loan Losses	23,409	24,641	23,712	22,475	22,251	22,016
Provision for Loan Losses	1,160	1,160	724	363	329	436
Revenue	22,249	23,481	22,988	22,112	21,922	21,580
Revenue Growth (YoY)	-9.97%	2.15%	3.96%	0.87%	1.58%	1.22%
Selling, General & Administrative	11,577	11,468	11,381	11,196	11,379	11,493
Other Non-Interest Expense	7,749	9,460	9,326	8,182	8,151	7,865
Total Non-Interest Expense	19,326	20,928	20,707	19,378	19,530	19,358
EBT Excluding Unusual Items	2,923	2,553	2,281	2,734	2,392	2,222
Asset Writedown	-1	-5	-	-25	-1	-11
Other Unusual Items	-	20	-1	-	20	4
Pretax Income	2,922	2,568	2,280	2,709	2,411	2,215
Income Tax Expense	858	751	750	830	752	696
Earnings From Continuing Operations	2,064	1,817	1,530	1,879	1,659	1,519
Net Income	2,064	1,817	1,530	1,879	1,659	1,519
Preferred Dividends & Other Adjustments	165	165	165	165	166	175
Net Income to Common	1,899	1,652	1,365	1,714	1,493	1,344
Net Income Growth	50.77%	18.76%	-18.57%	13.26%	9.22%	10.79%
Basic Shares Outstanding	12	12	12	11	11	11
Diluted Shares Outstanding	20	20	21	21	19	18
Shares Change (YoY)	2.94%	-4.80%	-1.11%	11.48%	6.20%	-0.01%
EPS (Basic)	164.72	143.43	118.59	149.13	129.92	116.97
EPS (Diluted)	100.68	92.39	74.06	89.94	88.53	86.08
EPS Growth	46.47%	24.75%	-17.66%	1.60%	2.84%	10.80%
Dividend Per Share	25.000	50.000	50.000	50.000	50.000	50.000
Effective Tax Rate	29.36%	29.24%	32.90%	30.64%	31.19%	31.42%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.