Tomato Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	13,831	11,928	11,344	11,514	11,541
Interest Income on Investments	2,220	2,393	2,054	1,584	1,326
Total Interest Income	16,051	14,321	13,398	13,098	12,867
Interest Paid on Deposits	2,839	876	125	104	162
Interest Paid on Borrowings	94	79	127	319	112
Total Interest Expense	2,933	955	252	423	274
Net Interest Income	13,118	13,366	13,146	12,675	12,593
Net Interest Income Growth (YoY)	-1.85%	1.67%	3.72%	0.65%	-0.24%
Gain (Loss) on Sale of Assets	-21	-49	-29	-12	-59
Gain (Loss) on Sale of Investments	-	-16	-72	-131	-233
Other Non-Interest Income	10,526	11,340	10,667	9,943	9,950
Total Non-Interest Income	10,505	11,275	10,566	9,800	9,658
Non-Interest Income Growth (YoY)	-6.83%	6.71%	7.82%	1.47%	2.82%
Revenues Before Loan Losses	23,623	24,641	23,712	22,475	22,251
Provision for Loan Losses	745	1,160	724	363	329
Revenue	22,878	23,481	22,988	22,112	21,922
Revenue Growth (YoY)	-2.57%	2.15%	3.96%	0.87%	1.58%
Selling, General & Administrative	11,621	11,468	11,381	11,196	11,379
Other Non-Interest Expense	8,451	9,460	9,326	8,182	8,151
Total Non-Interest Expense	20,072	20,928	20,707	19,378	19,530
EBT Excluding Unusual Items	2,806	2,553	2,281	2,734	2,392
Asset Writedown	-35	-5	-	-25	-1
Other Unusual Items	-1	20	-1	-	20
Pretax Income	2,770	2,568	2,280	2,709	2,411
Income Tax Expense	800	751	750	830	752
Net Income	1,970	1,817	1,530	1,879	1,659
Preferred Dividends & Other Adjustments	-	165	165	165	166
Net Income to Common	1,970	1,652	1,365	1,714	1,493
Net Income Growth	8.42%	18.76%	-18.57%	13.26%	9.22%
Basic Shares Outstanding	12	12	12	11	11
Diluted Shares Outstanding	20	20	21	21	19
Shares Change (YoY)	0.09%	-4.80%	-1.11%	11.48%	6.20%
EPS (Basic)	170.78	143.43	118.59	149.13	129.92
EPS (Diluted)	100.08	92.39	74.06	89.94	88.53
EPS Growth	8.33%	24.75%	-17.66%	1.60%	2.84%
Dividend Per Share	-	50.000	50.000	50.000	50.000
Effective Tax Rate	28.88%	29.24%	32.90%	30.64%	31.19%