The Keiyo Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	1,035,702	917,713	1,047,036	1,234,268	1,722,133	514,412
Investment Securities	1,111,433	1,173,533	1,160,237	1,118,530	1,154,419	1,047,334
Trading Asset Securities	2,482	2,643	3,034	3,129	3,406	3,656
Total Investments	1,113,915	1,176,176	1,163,271	1,121,659	1,157,825	1,050,990
Gross Loans	4,495,668	4,364,092	4,212,057	4,091,502	3,900,330	3,875,818
Allowance for Loan Losses	-12,895	-13,584	-13,637	-14,546	-16,382	-15,643
Net Loans	4,482,773	4,350,508	4,198,420	4,076,956	3,883,948	3,860,175
Property, Plant & Equipment	54,801	55,896	56,532	56,992	58,122	59,477
Other Intangible Assets	19,021	20,653	18,491	16,764	11,453	7,886
Restricted Cash	3,027	3,020	3,020	3,024	3,007	2,954
Other Current Assets	4,292	5,901	6,380	12,568	14,960	10,942
Long-Term Deferred Tax Assets	667	5,113	18	8,099	6,664	3,197
Other Long-Term Assets	30,523	26,730	54,079	45,552	45,105	42,995
Total Assets	6,744,721	6,561,710	6,547,247	6,575,882	6,903,217	5,553,028
Accrued Expenses	631	1,568	1,481	1,421	1,400	1,374
Interest Bearing Deposits	5,686,370	5,536,458	5,449,321	5,349,647	5,200,578	5,012,073
Total Deposits	5,686,370	5,536,458	5,449,321	5,349,647	5,200,578	5,012,073
Short-Term Borrowings	-	-	-	260,000	-	-
Other Current Liabilities	1,995	3,605	3,454	3,044	2,997	3,203
Long-Term Debt	273,200	685,982	737,664	648,795	1,383,319	216,600
Pension & Post-Retirement Benefits	258	14	14	940	246	289
Long-Term Deferred Tax Liabilities	5,961	5,903	10,575	5,221	5,145	5,085
Other Long-Term Liabilities	449,486	17,457	15,803	10,736	13,549	16,355
Total Liabilities	6,417,901	6,250,987	6,218,312	6,279,804	6,607,234	5,254,979
Common Stock	49,759	49,759	49,759	49,759	49,759	49,759
Additional Paid-In Capital	39,704	39,704	39,704	39,704	39,704	39,704
Retained Earnings	208,679	204,450	194,994	188,967	183,058	177,123
Treasury Stock	-5,247	-7,889	-6,052	-6,553	-7,315	-8,301
Comprehensive Income & Other	26,965	17,957	44,342	18,663	25,569	34,820
Total Common Equity	319,860	303,981	322,747	290,540	290,775	293,105
Minority Interest	6,960	6,742	6,188	5,538	5,208	4,944
Shareholders' Equity	326,820	310,723	328,935	296,078	295,983	298,049
Total Liabilities & Equity	6,744,721	6,561,710	6,547,247	6,575,882	6,903,217	5,553,028
Total Debt	273,200	685,982	737,664	908,795	1,383,319	216,600
Net Cash (Debt)	764,984	234,374	312,406	328,602	342,220	301,468
Net Cash Growth	-9.93%	-24.98%	-4.93%	-3.98%	13.52%	18.66%
Net Cash Per Share	6363.58	1911.87	2501.71	2587.36	2656.80	2299.93
Filing Date Shares Outstanding	120.21	121.16	123.41	125.57	127.07	129.48
Total Common Shares Outstanding	120.21	121.16	123.41	125.57	127.07	130.66
Book Value Per Share	2660.78	2508.89	2615.25	2313.85	2288.28	2243.22
Tangible Book Value	300,839	283,328	304,256	273,776	279,322	285,219
Tangible Book Value Per Share	2502.55	2338.43	2465.42	2180.34	2198.15	2182.86

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.