The Keiyo Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	1,004,887	869,308	917,713	1,047,036	1,234,268	1,722,133
Investment Securities	1,047,756	1,128,062	1,173,533	1,160,237	1,118,530	1,154,419
Trading Asset Securities	2,816	2,289	2,643	3,034	3,129	3,406
Total Investments	1,050,572	1,130,351	1,176,176	1,163,271	1,121,659	1,157,825
Gross Loans	4,602,102	4,550,921	4,364,092	4,212,057	4,091,502	3,900,330
Allowance for Loan Losses	-12,762	-12,890	-13,584	-13,637	-14,546	-16,382
Net Loans	4,589,340	4,538,031	4,350,508	4,198,420	4,076,956	3,883,948
Property, Plant & Equipment	55,090	55,526	55,896	56,532	56,992	58,122
Other Intangible Assets	18,393	18,743	20,653	18,491	16,764	11,453
Restricted Cash	3,033	3,029	3,020	3,020	3,024	3,007
Other Current Assets	5,139	5,093	5,901	6,380	12,568	14,960
Long-Term Deferred Tax Assets	11	548	5,113	18	8,099	6,664
Other Long-Term Assets	36,018	32,779	26,730	54,079	45,552	45,105
Total Assets	6,762,483	6,653,408	6,561,710	6,547,247	6,575,882	6,903,217
Accrued Expenses	556	1,720	1,568	1,481	1,421	1,400
Interest Bearing Deposits	5,806,001	5,631,243	5,536,458	5,449,321	5,349,647	5,200,578
Total Deposits	5,806,001	5,631,243	5,536,458	5,449,321	5,349,647	5,200,578
Short-Term Borrowings	-	49,000	-	-	260,000	-
Other Current Liabilities	2,569	2,360	3,605	3,454	3,044	2,997
Long-Term Debt	590,799	612,146	685,982	737,664	648,795	1,383,319
Pension & Post-Retirement Benefits	15	14	14	14	940	246
Long-Term Deferred Tax Liabilities	6,406	5,691	5,903	10,575	5,221	5,145
Other Long-Term Liabilities	24,391	20,733	17,457	15,803	10,736	13,549
Total Liabilities	6,430,737	6,322,907	6,250,987	6,218,312	6,279,804	6,607,234
Common Stock	49,759	49,759	49,759	49,759	49,759	49,759
Additional Paid-In Capital	39,714	39,714	39,704	39,704	39,704	39,704
Retained Earnings	215,478	211,955	204,450	194,994	188,967	183,058
Treasury Stock	-10,230	-5,249	-7,889	-6,052	-6,553	-7,315
Comprehensive Income & Other	30,195	27,806	17,957	44,342	18,663	25,569
Total Common Equity	324,916	323,985	303,981	322,747	290,540	290,775
Minority Interest	6,830	6,516	6,742	6,188	5,538	5,208
Shareholders' Equity	331,746	330,501	310,723	328,935	296,078	295,983
Total Liabilities & Equity	6,762,483	6,653,408	6,561,710	6,547,247	6,575,882	6,903,217
Total Debt	590,799	661,146	685,982	737,664	908,795	1,383,319
Net Cash (Debt)	416,904	210,451	234,374	312,406	328,602	342,220
Net Cash Growth	-45.13%	-10.21%	-24.98%	-4.93%	-3.98%	13.52%
Net Cash Per Share	3461.28	1741.31	1911.87	2501.71	2587.36	2656.80
Filing Date Shares Outstanding	118.21	119.18	121.16	123.41	125.57	127.07
Total Common Shares Outstanding	118.21	120.21	121.16	123.41	125.57	127.07
Book Value Per Share	2748.66	2695.11	2508.89	2615.25	2313.85	2288.28
Tangible Book Value	306,523	305,242	283,328	304,256	273,776	279,322
Tangible Book Value Per Share	2593.06	2539.20	2338.43	2465.42	2180.34	2198.15