The Keiyo Bank Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	22,317	17,922	15,676	15,073	16,145
Depreciation & Amortization	6,479	4,317	3,230	3,556	3,652
Gain (Loss) on Sale of Assets	134	291	1	100	167
Gain (Loss) on Sale of Investments	-16,042	-14,620	-8,939	-4,859	-9,824
Change in Other Net Operating Assets	-212,574	-203,000	-286,547	-664,960	1,138,629
Other Operating Activities	-7,167	24,506	-4,819	-8,143	-6,187
Operating Cash Flow	-206,853	-170,584	-281,398	-659,233	1,142,582
Operating Cash Flow Growth	-	-	-	-	3024.63%
Capital Expenditures	-2,550	-2,295	-2,076	-1,577	-1,518
Sale of Property, Plant and Equipment	-	22	116	-	64
Investment in Securities	61,404	-45,651	-8,735	23,357	-124,666
Purchase / Sale of Intangibles	-1,713	-3,799	-2,502	-6,222	-4,462
Other Investing Activities	12,599	11,411	11,818	11,119	12,008
Investing Cash Flow	69,740	-40,312	-1,379	26,677	-118,574
Issuance of Common Stock	17	143	-	37	13
Repurchase of Common Stock	-1,502	-1,980	-1,501	-1,000	-1,675
Common Dividends Paid	-4,283	-3,298	-2,848	-2,756	-2,601
Net Increase (Decrease) in Deposit Accounts	94,785	87,136	99,674	149,068	188,505
Other Financing Activities	-214	-4	-5	-5	-5
Financing Cash Flow	88,803	81,997	95,320	145,344	184,237
Net Cash Flow	-48,310	-128,900	-187,459	-487,213	1,208,244
Free Cash Flow	-209,403	-172,879	-283,474	-660,810	1,141,064
Free Cash Flow Growth	-	-	-	-	3202.74%
Free Cash Flow Margin	-223.04%	-234.77%	-417.72%	-1018.57%	1846.56%
Free Cash Flow Per Share	-1732.63	-1410.23	-2270.03	-5203.10	8858.57
Cash Income Tax Paid	4,047	3,035	2,335	4,109	3,734

Source: S&P Global Market Intelligence. Banks template. Financial Sources.