The Tochigi Bank, Ltd. (TYO:8550)
Japan flag Japan · Delayed Price · Currency is JPY
951.00
+17.00 (1.82%)
Jul 31, 2026, 3:30 PM JST

The Tochigi Bank Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
45,24242,3306,03539,27341,57938,742
Revenue Growth
7.50%601.41%-84.63%-5.55%7.32%6.62%
Net Income
8,6788,289-22,3282,1012,6523,628
Earnings Per Share
83.3679.71-215.4520.2925.5334.55
EPS Growth
----20.53%-26.11%74.06%

Revenue by Segment

Fiscal YearFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '25 Mar '24 Mar '23 Mar '22
Unallocated Adjustment
-1,104-1,080-1,065-1,091-1,276
Banking
39,99437,61238,09139,46535,984
Others
4,4953,7583,6553,4822,326
Financial Instruments Business
2,7502,2482,4412,2173,002
Total
46,13542,53843,12244,07340,036

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
409,649465,687699,678585,710572,450895,537
Total Debt
45,96945,80833,36434,12541,748313,799
Net Cash (Debt)
363,680419,879666,314551,585530,702581,738
Net Cash Growth
-52.55%-36.98%20.80%3.94%-8.77%10.56%
Net Cash Per Share
3493.344037.696429.375326.185108.805539.47

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--223,428-105,189-37,132-331,486199,730
Capital Expenditures
--7,128-5,982-2,454-1,068-773
Free Cash Flow
--230,556-111,171-39,586-332,554198,957
Free Cash Flow Growth
-----67.87%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
19.18%19.58%-369.97%5.35%6.38%9.37%
FCF Margin
--544.66%-1842.10%-100.80%-799.81%513.54%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
30.00026.0007.0006.0006.0005.500
Dividend Per Share Growth
87.10%271.43%16.67%0%9.09%10.00%
Dividend Yield
3.15%3.02%2.30%1.75%2.37%2.76%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
11.4110.80-17.9410.706.36
Forward PE
-7.277.277.277.277.27
P/FCF Ratio
-----0.12
PS Ratio
2.192.125.450.960.680.60