The Tochigi Bank, Ltd. (TYO:8550)
Japan flag Japan · Delayed Price · Currency is JPY
1,041.00
+7.00 (0.68%)
Aug 21, 2026, 3:30 PM JST

The Tochigi Bank Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
45,24242,3306,03539,27341,57938,742
Revenue Growth
7.50%601.41%-84.63%-5.55%7.32%6.62%
Net Income
8,6788,289-22,3282,1012,6523,628
Earnings Per Share
83.3679.71-215.4520.2925.5334.55
EPS Growth
----20.53%-26.11%74.06%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Financial Instruments Business
3,0532,7502,2482,4412,2173,002
Others
4,5364,4953,7583,6553,4822,326
Unallocated Adjustment
-1,101-1,104-1,080-1,065-1,091-1,276
Banking
42,84539,99437,61238,09139,46535,984
Total
49,33346,13542,53843,12244,07340,036

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
409,649465,687699,678585,710572,450895,537
Total Debt
45,96945,80833,36434,12541,748313,799
Net Cash (Debt)
363,680419,879666,314551,585530,702581,738
Net Cash Growth
-52.55%-36.98%20.80%3.94%-8.77%10.56%
Net Cash Per Share
3493.344037.696429.375326.185108.805539.47

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--223,428-105,189-37,132-331,486199,730
Capital Expenditures
--7,128-5,982-2,454-1,068-773
Free Cash Flow
--230,556-111,171-39,586-332,554198,957
Free Cash Flow Growth
-----67.87%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
19.18%19.58%-369.97%5.35%6.38%9.37%
FCF Margin
--544.66%-1842.10%-100.80%-799.81%513.54%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
30.00026.0007.0006.0006.0005.500
Dividend Per Share Growth
87.10%271.43%16.67%0%9.09%10.00%
Dividend Yield
2.66%3.02%2.30%1.75%2.37%2.76%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
12.4910.80-17.9410.706.36
Forward PE
-7.277.277.277.277.27
P/FCF Ratio
-----0.12
PS Ratio
2.402.125.450.960.680.60