The Tochigi Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	409,636	465,687	699,674	585,706	572,443	895,522
Investment Securities	477,931	420,322	373,527	606,717	617,844	604,272
Trading Asset Securities	13	-	4	4	7	15
Total Investments	477,944	420,322	373,531	606,721	617,851	604,287
Gross Loans	2,495,029	2,453,176	2,190,248	2,061,125	2,033,725	1,957,366
Allowance for Loan Losses	-11,180	-11,221	-10,978	-11,704	-12,284	-11,876
Net Loans	2,483,849	2,441,955	2,179,270	2,049,421	2,021,441	1,945,490
Property, Plant & Equipment	33,599	30,765	25,168	20,350	19,660	20,427
Other Intangible Assets	1,447	1,494	1,152	1,169	694	623
Restricted Cash	450	463	513	600	703	834
Other Current Assets	3,312	2,807	3,071	2,943	3,031	3,353
Long-Term Deferred Tax Assets	2,454	3,422	5,417	8,180	9,964	8,158
Other Long-Term Assets	55,101	52,428	46,111	39,452	33,366	38,295
Total Assets	3,467,792	3,419,343	3,333,907	3,314,542	3,279,153	3,516,989
Accrued Expenses	290	965	853	901	871	953
Interest Bearing Deposits	3,212,562	3,171,826	3,118,583	3,110,102	3,057,420	3,015,839
Total Deposits	3,212,562	3,171,826	3,118,583	3,110,102	3,057,420	3,015,839
Other Current Liabilities	2,293	2,054	2,326	2,265	2,291	2,424
Long-Term Debt	45,969	45,808	33,364	34,125	41,748	313,799
Pension & Post-Retirement Benefits	297	302	286	345	283	269
Long-Term Deferred Tax Liabilities	829	829	857	833	871	961
Other Long-Term Liabilities	38,951	32,606	24,545	14,211	20,791	20,086
Total Liabilities	3,301,191	3,254,390	3,180,814	3,162,782	3,124,275	3,354,331
Common Stock	27,408	27,408	27,408	27,408	27,408	27,408
Additional Paid-In Capital	30,036	30,036	30,036	30,036	30,036	30,036
Retained Earnings	103,738	103,092	96,419	119,431	118,085	116,366
Treasury Stock	-2,153	-2,153	-2,288	-2,314	-2,324	-2,311
Comprehensive Income & Other	5,806	4,860	-86	-24,363	-19,792	-10,206
Total Common Equity	164,835	163,243	151,489	150,198	153,413	161,293
Minority Interest	1,766	1,710	1,604	1,562	1,465	1,365
Shareholders' Equity	166,601	164,953	153,093	151,760	154,878	162,658
Total Liabilities & Equity	3,467,792	3,419,343	3,333,907	3,314,542	3,279,153	3,516,989
Total Debt	45,969	45,808	33,364	34,125	41,748	313,799
Net Cash (Debt)	363,680	419,879	666,314	551,585	530,702	581,738
Net Cash Growth	-52.55%	-36.98%	20.80%	3.94%	-8.77%	10.56%
Net Cash Per Share	3493.34	4037.69	6429.37	5326.18	5108.80	5539.47
Filing Date Shares Outstanding	104.13	104.13	103.67	103.57	103.54	103.39
Total Common Shares Outstanding	104.13	104.13	103.67	103.57	103.54	104.46
Book Value Per Share	1582.93	1567.65	1461.32	1450.17	1481.69	1544.11
Tangible Book Value	163,388	161,749	150,337	149,029	152,719	160,670
Tangible Book Value Per Share	1569.04	1553.30	1450.21	1438.89	1474.99	1538.15