The Tochigi Bank, Ltd. (TYO:8550)

The Tochigi Bank Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 15, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	104,237	32,862	37,700	28,370	23,085	19,832
Market Cap Growth	208.44%	-12.83%	32.89%	22.89%	16.40%	22.58%
Last Close Price	1001.00	305.43	342.56	253.54	199.99	167.45
PE Ratio	-	-	17.94	10.70	6.36	9.53
PS Ratio	2.42	5.45	0.96	0.68	0.60	0.55
PB Ratio	0.65	0.22	0.25	0.18	0.14	0.12
P/FCF Ratio	-	-	-	-	0.12	0.17
P/OCF Ratio	-	-	-	-	0.12	0.17
Debt / Equity Ratio	0.23	0.22	0.23	0.27	1.93	0.79
Debt / FCF Ratio	-	-	-	-	1.58	1.12
Net Debt / Equity Ratio	-3.98	-4.35	-3.63	-3.43	-3.58	-3.13
Net Debt / FCF Ratio	-	5.99	13.93	1.60	-2.92	-4.44
Return on Equity (ROE)	-12.13%	-14.61%	1.44%	1.73%	2.33%	1.50%
Return on Assets (ROA)	-0.53%	-0.67%	0.07%	0.08%	0.11%	0.08%
Earnings Yield	-18.28%	-67.94%	5.57%	9.35%	15.72%	10.49%
FCF Yield	-	-338.30%	-105.00%	-1172.22%	861.84%	597.62%
Dividend Yield	2.45%	2.29%	1.75%	2.37%	2.75%	2.99%
Payout Ratio	-	-	29.99%	23.68%	14.39%	25.04%
Buyback Yield / Dilution	-0.25%	-0.07%	0.31%	1.08%	-0.15%	-0.16%
Total Shareholder Return	2.26%	2.22%	2.06%	3.45%	2.60%	2.83%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.