TOMONY Holdings, Inc. (TYO:8600)

TOMONY Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	51,735	47,402	42,889	39,573	38,933
Interest Income on Investments	19,761	16,956	13,197	8,450	8,986
Total Interest Income	71,496	64,358	56,086	48,023	47,919
Interest Paid on Deposits	4,331	1,353	1,009	1,078	1,423
Interest Paid on Borrowings	210	180	260	70	122
Total Interest Expense	4,541	1,533	1,269	1,148	1,545
Net Interest Income	66,955	62,825	54,817	46,875	46,374
Net Interest Income Growth (YoY)	6.57%	14.61%	16.94%	1.08%	-5.31%
Gain (Loss) on Sale of Assets	-175	-56	-259	-196	-68
Gain (Loss) on Sale of Investments	-	-277	-1,197	-1,014	-2,489
Other Non-Interest Income	23,611	23,459	23,768	22,312	22,768
Total Non-Interest Income	23,436	23,126	22,312	21,102	20,211
Non-Interest Income Growth (YoY)	1.34%	3.65%	5.73%	4.41%	11.78%
Revenues Before Loan Losses	90,391	85,951	77,129	67,977	66,585
Provision for Loan Losses	2,740	2,056	2,267	2,258	2,634
Revenue	87,651	83,895	74,862	65,719	63,951
Revenue Growth (YoY)	4.48%	12.07%	13.91%	2.77%	0.09%
Selling, General & Administrative	33,905	33,919	32,951	34,041	34,081
Other Non-Interest Expense	30,546	28,504	21,491	12,743	15,445
Total Non-Interest Expense	64,451	62,423	54,442	46,784	49,526
EBT Excluding Unusual Items	23,200	21,472	20,420	18,935	14,425
Asset Writedown	-387	-278	-46	-175	-605
Other Unusual Items	-1	-1	-4	3	-
Pretax Income	22,812	21,193	20,370	18,763	13,820
Income Tax Expense	6,843	7,084	5,997	5,515	3,680
Earnings From Continuing Operations	15,969	14,109	14,373	13,248	10,140
Minority Interest in Earnings	-137	-101	-205	-186	-156
Net Income	15,832	14,008	14,168	13,062	9,984
Net Income to Common	15,832	14,008	14,168	13,062	9,984
Net Income Growth	13.02%	-1.13%	8.47%	30.83%	22.71%
Basic Shares Outstanding	192	171	162	160	160
Diluted Shares Outstanding	196	174	165	164	163
Shares Change (YoY)	12.60%	5.53%	0.61%	0.43%	-0.67%
EPS (Basic)	82.32	82.10	87.71	81.53	62.51
EPS (Diluted)	80.92	80.61	86.04	79.81	61.26
EPS Growth	0.39%	-6.31%	7.81%	30.28%	23.53%
Dividend Per Share	16.500	11.000	10.000	9.000	8.000
Dividend Growth	50.00%	10.00%	11.11%	12.50%	-
Effective Tax Rate	30.00%	33.43%	29.44%	29.39%	26.63%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.