TOMONY Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	57,916	51,735	47,402	42,889	39,573	38,933
Interest Income on Investments	18,840	19,761	16,956	13,197	8,450	8,986
Total Interest Income	76,756	71,496	64,358	56,086	48,023	47,919
Interest Paid on Deposits	10,512	4,331	1,353	1,009	1,078	1,423
Interest Paid on Borrowings	1,023	210	180	260	70	122
Total Interest Expense	11,535	4,541	1,533	1,269	1,148	1,545
Net Interest Income	65,221	66,955	62,825	54,817	46,875	46,374
Net Interest Income Growth (YoY)	-1.82%	6.57%	14.61%	16.94%	1.08%	-5.31%
Gain (Loss) on Sale of Assets	-55	-175	-56	-259	-196	-68
Gain (Loss) on Sale of Investments	-178	-178	-277	-1,197	-1,014	-2,489
Other Non-Interest Income	26,753	23,611	23,459	23,768	22,312	22,768
Total Non-Interest Income	26,520	23,258	23,126	22,312	21,102	20,211
Non-Interest Income Growth (YoY)	15.65%	0.57%	3.65%	5.73%	4.41%	11.78%
Revenues Before Loan Losses	91,741	90,213	85,951	77,129	67,977	66,585
Provision for Loan Losses	4,054	4,054	2,056	2,267	2,258	2,634
Revenue	87,687	86,159	83,895	74,862	65,719	63,951
Revenue Growth (YoY)	-1.22%	2.70%	12.07%	13.91%	2.77%	0.09%
Selling, General & Administrative	33,936	33,905	33,919	32,951	34,041	34,081
Other Non-Interest Expense	32,456	29,054	28,504	21,491	12,743	15,445
Total Non-Interest Expense	66,392	62,959	62,423	54,442	46,784	49,526
EBT Excluding Unusual Items	21,295	23,200	21,472	20,420	18,935	14,425
Asset Writedown	-413	-387	-278	-46	-175	-605
Other Unusual Items	-1	-1	-1	-4	3	-
Pretax Income	20,881	22,812	21,193	20,370	18,763	13,820
Income Tax Expense	7,441	6,843	7,084	5,997	5,515	3,680
Earnings From Continuing Operations	13,440	15,969	14,109	14,373	13,248	10,140
Minority Interest in Earnings	-129	-137	-101	-205	-186	-156
Net Income	13,311	15,832	14,008	14,168	13,062	9,984
Net Income to Common	13,311	15,832	14,008	14,168	13,062	9,984
Net Income Growth	-25.04%	13.02%	-1.13%	8.47%	30.83%	22.71%
Basic Shares Outstanding	192	192	171	162	160	160
Diluted Shares Outstanding	192	196	174	165	164	163
Shares Change (YoY)	-1.55%	12.60%	5.53%	0.61%	0.43%	-0.67%
EPS (Basic)	69.04	82.32	82.10	87.71	81.53	62.51
EPS (Diluted)	67.95	80.92	80.61	86.04	79.81	61.26
EPS Growth	-25.18%	0.39%	-6.31%	7.81%	30.28%	23.53%
Dividend Per Share	10.500	16.500	11.000	10.000	9.000	8.000
Dividend Growth	90.91%	50.00%	10.00%	11.11%	12.50%	-
Effective Tax Rate	-	30.00%	33.43%	29.44%	29.39%	26.63%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.