Raiffeisen Bank JSC (UKR:BAVL)
Ukraine · Delayed Price · Currency is UAH 0.4254
-0.0246 (-5.47%)
At close: Dec 29, 2021
Raiffeisen Bank JSC Income Statement
Financials in millions UAH. Fiscal year is January - December.
Millions UAH. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 24,157 | 22,660 | 20,261 | 20,007 | 14,863 | 9,729 |
Interest Income on Investments | 1,031 | 962.56 | 887.79 | 690.03 | 391.01 | 287.06 |
Total Interest Income | 25,189 | 23,623 | 21,149 | 20,697 | 15,254 | 10,016 |
Interest Paid on Deposits | 5,313 | 4,750 | 4,142 | 3,860 | 2,433 | 1,784 |
Total Interest Expense | 5,313 | 4,750 | 4,142 | 3,860 | 2,433 | 1,784 |
Net Interest Income | 19,875 | 18,873 | 17,007 | 16,837 | 12,820 | 8,232 |
Net Interest Income Growth | 12.15% | 10.97% | 1.01% | 31.33% | 55.73% | 12.76% |
Gain (Loss) on Sale of Assets | 9.98 | 24.74 | 29.01 | 34.04 | -7.2 | 25.13 |
Gain (Loss) on Sale of Investments | 66.37 | - | - | - | - | - |
Other Non-Interest Income | 3,615 | 3,792 | 3,944 | 4,796 | 5,670 | 3,511 |
Total Non-Interest Income | 3,690 | 3,834 | 3,965 | 4,697 | 5,553 | 3,441 |
Non-Interest Income Growth | -10.60% | -3.31% | -15.58% | -15.42% | 61.41% | 10.79% |
Revenues Before Loan Losses | 23,566 | 22,706 | 20,972 | 21,534 | 18,374 | 11,673 |
Provision for Loan Losses | -1,707 | -2,253 | 2,606 | 3,743 | 9,458 | -90.24 |
| 25,273 | 24,959 | 18,366 | 17,791 | 8,915 | 11,763 | |
Revenue Growth | 28.70% | 35.90% | 3.23% | 99.55% | -24.21% | 17.75% |
Salaries and Employee Benefits | 5,509 | 5,219 | 4,377 | 3,194 | 3,054 | 2,524 |
Occupancy Expenses | 1,587 | 1,634 | 1,425 | 1,318 | 890.05 | 913.02 |
Selling, General & Administrative | 3,848 | 3,573 | 3,180 | 2,692 | 2,224 | 1,839 |
Other Non-Interest Expense | -10.86 | 23.66 | 44.44 | 606.49 | 710.81 | 500.54 |
Total Non-Interest Expense | 10,926 | 10,450 | 9,026 | 7,810 | 6,878 | 5,777 |
EBT Excluding Unusual Items | 14,347 | 14,509 | 9,340 | 9,981 | 2,037 | 5,986 |
Asset Writedown | -9.35 | -1.77 | 8.14 | 6.82 | 3.16 | -34.28 |
Other Unusual Items | -137.31 | -137.31 | -137.59 | -235.49 | - | - |
Pretax Income | 14,201 | 14,370 | 9,211 | 9,752 | 2,040 | 5,952 |
Income Tax Expense | 4,699 | 3,629 | 4,921 | 4,954 | 441.48 | 1,075 |
Earnings From Continuing Operations | 9,502 | 10,741 | 4,290 | 4,798 | 1,599 | 4,878 |
Minority Interest in Earnings | -0.91 | -0.88 | -1.7 | -1.36 | -0.47 | -3.93 |
Net Income | 9,501 | 10,740 | 4,288 | 4,796 | 1,598 | 4,874 |
Preferred Dividends & Other Adjustments | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 |
Net Income to Common | 9,500 | 10,740 | 4,287 | 4,796 | 1,598 | 4,873 |
Net Income Growth | 98.77% | 150.50% | -10.60% | 200.19% | -67.22% | 18.62% |
Basic Shares Outstanding | 61,073 | 61,495 | 61,495 | 61,495 | 61,495 | 61,495 |
Diluted Shares Outstanding | 61,073 | 61,495 | 61,495 | 61,495 | 61,495 | 61,495 |
Shares Change | -1.33% | - | - | - | - | - |
EPS (Basic) | 0.16 | 0.17 | 0.07 | 0.08 | 0.03 | 0.08 |
EPS (Diluted) | 0.16 | 0.17 | 0.07 | 0.08 | 0.03 | 0.08 |
EPS Growth | 101.44% | 150.50% | -10.60% | 200.19% | -67.22% | 18.62% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Effective Tax Rate | 33.09% | 25.25% | 53.43% | 50.80% | 21.64% | 18.05% |