Addiko Bank AG (VIE:ADKO)
Austria · Delayed Price · Currency is EUR | Market Cap | 532.33M +39.7% |
| Revenue (ttm) | 277.30M +0.0% |
| Net Income | 44.00M -3.1% |
| EPS | 2.28 -3.1% |
| Shares Out | 19.29M |
| PE Ratio | 12.10 |
| Forward PE | 12.11 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 200 |
| Average Volume | 2,582 |
| Open | 27.60 |
| Previous Close | 27.60 |
| Day's Range | 27.60 - 27.60 |
| 52-Week Range | 18.70 - 27.80 |
| Beta | 0.21 |
| RSI | 57.46 |
| Earnings Date | May 13, 2026 |
About Addiko Bank AG
Addiko Bank AG provides various banking products and services in Croatia, Slovenia, Serbia, Bosnia and Herzegovina, Montenegro, Austria, Germany, and Serbia. It operates through Consumer, Small and Medium-Sized Enterprises (SME), Mortgage, Large Corporates, and Public Finance segments. The company offers online and direct deposits; consumer and public finance, mortgage loans relating to real estate purchase or leveraging private real estate as collateral, unsecured personal loan products and working capital loans, and trade finance products. It... [Read more]
Financial Performance
In 2025, Addiko Bank AG's revenue was 277.30 million, an increase of 0.04% compared to the previous year's 277.20 million. Earnings were 44.00 million, a decrease of -3.08%.
Financial StatementsNews
Addiko Bank AG Earnings Call Transcript: Q4 2025
Net profit reached EUR 44 million in 2025, with strong growth in consumer and SME lending despite regulatory headwinds and cost pressures. Capital and liquidity remain robust, but dividend payments are suspended pending shareholder structure resolution.
Addiko Bank AG Earnings Call Transcript: Q3 2025
Record Q3 operating results and stable net banking income were achieved despite regulatory and competitive pressures. Regulatory changes across several countries are expected to impact revenue by over EUR 10 million, but mitigation strategies and digital initiatives are underway.
Addiko Bank AG Earnings Call Transcript: H1 2025
Net profit for H1 2025 was EUR 24 million, with strong consumer lending growth offsetting lower net interest income and SME challenges. Guidance for 2025 was revised downward due to regulatory and market pressures, but capital and liquidity remain robust.
Addiko Bank AG Earnings Call Transcript: Q1 2025
Q1 2025 net profit was EUR 14.5 million, with strong consumer lending growth offsetting lower interest income and continued SME weakness. Capital and liquidity remain robust, but regulatory and competitive pressures persist, especially in SME and fee income.
Addiko Bank AG Earnings Call Transcript: H2 2024
Net profit rose 10% to EUR 45.4 million in 2024, with strong consumer lending growth and a robust capital position. Dividend is suspended per ECB, while digital expansion and risk management improvements continue. Outlook targets above 7% loan growth CAGR and stable asset quality.
Addiko Bank AG Earnings Call Transcript: Q3 2024
Net profit rose 25% year-over-year to €37.7 million, driven by strong consumer lending and improved operating results, while SME growth remained muted. Capital and liquidity positions are robust, but regulatory and shareholder uncertainties, as well as lower rate forecasts, may impact future targets.
Addiko Bank AG Earnings Call Transcript: H1 2024
Net profit rose 31% year-over-year to EUR 25.5 million, driven by strong consumer lending and digital growth, while SME growth slowed. Two takeover offers are ongoing, with management recommending the improved NLB offer. CET1 ratio remains robust at 20.4%.