Addiko Bank AG (VIE:ADKO)
Austria flag Austria · Delayed Price · Currency is EUR
25.90
+0.10 (0.39%)
Aug 14, 2026, 1:30 PM CET

Addiko Bank AG Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
280.1277.3277.2276.6229.3222.3
Revenue Growth
1.67%0.04%0.22%20.63%3.15%16.08%
Net Income
-34445.441.125.713.6
Earnings Per Share
-0.162.282.352.121.320.70
EPS Growth
--3.07%11.22%60.34%89.23%896.34%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consumer
165.9165.7154.1156.5139.6120.4
Mortgage
5.66.222.228.424.424.5
SME Business
59.959.774.691.459.650.3
Corporate Center
30.426.15-23.8-8.70.1
Large Corporate & Public Finance
10.512.312.718.2--
Total
272.3270268.6270.7225.9212.8

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
770.4854.61,0331,0521,1941,125
Total Debt
26.523.819.620.946.222.3
Net Cash (Debt)
743.9830.81,0131,0311,1471,103
Net Cash Growth
-8.25%-17.98%-1.74%-10.15%4.03%19.57%
Net Cash Per Share
38.5743.0852.5153.0758.9256.56

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
108.1-92.1363.5174.6211.4258.6
Capital Expenditures
-26.3-14.9-12.6-9.9-7.9-11
Free Cash Flow
81.8-107350.9164.7203.5247.6
Free Cash Flow Growth
-57.19%-113.05%-19.07%-17.81%-6.39%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
-1.07%15.87%16.38%14.86%11.21%6.12%
FCF Margin
29.20%-38.59%126.59%59.54%88.75%111.38%

Dividends

Fiscal YearFY 2023FY 2022
Period EndingDec '23 Dec '22
Dividend Per Share
1.2601.210
Dividend Per Share Growth
4.13%-
Dividend Yield
10.13%11.24%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
-9.868.376.319.5719.57
Forward PE
-8.487.015.9810.8415.04
P/FCF Ratio
6.11-1.081.581.211.08
PS Ratio
1.781.571.370.941.071.20