Addiko Bank AG (VIE:ADKO)
Austria flag Austria · Delayed Price · Currency is EUR
27.20
-0.50 (-1.81%)
Jul 24, 2026, 1:30 PM CET

Addiko Bank AG Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
193.5270268.7270.7226.3212.8
Revenue Growth
5.33%0.48%-0.74%19.62%6.34%15.72%
Net Income
39.64445.441.125.713.6
Earnings Per Share
2.052.282.352.121.320.70
EPS Growth
-10.48%-2.98%10.85%60.61%88.57%900.00%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consumer
164.3165.7154.1156.5139.6120.4
SME Business
57.259.774.691.459.650.3
Mortgage
5.66.222.228.424.424.5
Large Corporate & Public Finance
10.412.312.718.2--
Corporate Center
28.826.15-23.8-8.70.1
Total
266.3270268.6270.7225.9212.8

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
1,0541,0571,2511,2551,3831,362
Total Debt
74.463.954.459.348.850.8
Net Cash (Debt)
-74.4-63.9-54.4-59.3-48.8-50.8
Net Cash Growth
------
Net Cash Per Share
-3.85-3.31-2.82-3.05-2.51-2.61

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-92.1-92.1363.5174.6211.4258.6
Capital Expenditures
-14.9-14.9-12.6-9.9-7.9-11
Free Cash Flow
-107-107350.9164.7203.5247.6
Free Cash Flow Growth
--113.05%-19.07%-17.81%-6.39%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
27.86%22.26%22.48%17.51%13.79%9.77%
Profit Margin
20.47%16.30%16.90%15.18%11.36%6.39%
FCF Margin
0.00%-39.63%130.59%60.84%89.92%116.35%

Dividends

Fiscal YearFY 2024FY 2023FY 2022FY 2021
Period EndingDec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
-1.2601.210-
Dividend Per Share Growth
-4.13%--
Dividend Yield
6.39%9.10%0.00%17.51%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.259.878.386.309.5819.50
Forward PE
11.938.487.015.9810.8415.04
P/FCF Ratio
--1.081.571.211.08
PS Ratio
1.921.611.410.951.091.25