Addiko Bank AG (VIE:ADKO)
27.20
-0.50 (-1.81%)
Jul 24, 2026, 1:30 PM CET
Addiko Bank AG Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 193.5 | 270 | 268.7 | 270.7 | 226.3 | 212.8 |
Revenue Growth | 5.33% | 0.48% | -0.74% | 19.62% | 6.34% | 15.72% |
Net Income Net Income Growth | 39.6 | 44 | 45.4 | 41.1 | 25.7 | 13.6 |
Earnings Per Share EPS Growth | 2.05 | 2.28 | 2.35 | 2.12 | 1.32 | 0.70 |
EPS Growth | -10.48% | -2.98% | 10.85% | 60.61% | 88.57% | 900.00% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Consumer Consumer Growth | 164.3 | 165.7 | 154.1 | 156.5 | 139.6 | 120.4 |
SME Business SME Business Growth | 57.2 | 59.7 | 74.6 | 91.4 | 59.6 | 50.3 |
Mortgage Mortgage Growth | 5.6 | 6.2 | 22.2 | 28.4 | 24.4 | 24.5 |
Large Corporate & Public Finance Large Corporate & Public Finance Growth | 10.4 | 12.3 | 12.7 | 18.2 | - | - |
Corporate Center Corporate Center Growth | 28.8 | 26.1 | 5 | -23.8 | -8.7 | 0.1 |
Total Total Growth | 266.3 | 270 | 268.6 | 270.7 | 225.9 | 212.8 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 1,054 | 1,057 | 1,251 | 1,255 | 1,383 | 1,362 |
Total Debt Total Debt Growth | 74.4 | 63.9 | 54.4 | 59.3 | 48.8 | 50.8 |
Net Cash (Debt) Net Cash Growth | -74.4 | -63.9 | -54.4 | -59.3 | -48.8 | -50.8 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -3.85 | -3.31 | -2.82 | -3.05 | -2.51 | -2.61 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -92.1 | -92.1 | 363.5 | 174.6 | 211.4 | 258.6 |
Capital Expenditures CapEx Growth | -14.9 | -14.9 | -12.6 | -9.9 | -7.9 | -11 |
Free Cash Flow Free Cash Flow Growth | -107 | -107 | 350.9 | 164.7 | 203.5 | 247.6 |
Free Cash Flow Growth | - | - | 113.05% | -19.07% | -17.81% | -6.39% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 27.86% | 22.26% | 22.48% | 17.51% | 13.79% | 9.77% |
Profit Margin | 20.47% | 16.30% | 16.90% | 15.18% | 11.36% | 6.39% |
FCF Margin | 0.00% | -39.63% | 130.59% | 60.84% | 89.92% | 116.35% |
| Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | - | 1.260 | 1.210 | - |
Dividend Per Share Growth | - | 4.13% | - | - |
Dividend Yield | 6.39% | 9.10% | 0.00% | 17.51% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.25 | 9.87 | 8.38 | 6.30 | 9.58 | 19.50 |
Forward PE | 11.93 | 8.48 | 7.01 | 5.98 | 10.84 | 15.04 |
P/FCF Ratio | - | - | 1.08 | 1.57 | 1.21 | 1.08 |
PS Ratio | 1.92 | 1.61 | 1.41 | 0.95 | 1.09 | 1.25 |