Addiko Bank AG (VIE:ADKO)
26.50
+1.50 (6.00%)
Jun 15, 2026, 1:35 PM CET
Addiko Bank AG Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 291.9 | 295.6 | 308.8 | 247.3 | 192.9 | 185.5 |
Interest Income on Investments | 0.9 | 0.9 | 2.3 | 29.7 | 2.3 | 2.2 |
Total Interest Income | 292.8 | 296.5 | 311.1 | 277 | 195.2 | 187.7 |
Interest Paid on Deposits | 54.1 | 58.1 | 68.3 | 49 | 18.7 | 18.2 |
Total Interest Expense | 54.1 | 58.1 | 68.3 | 49 | 18.7 | 18.2 |
Net Interest Income | 238.7 | 238.4 | 242.8 | 228 | 176.5 | 169.5 |
Net Interest Income Growth (YoY) | -1.24% | -1.81% | 6.49% | 29.18% | 4.13% | -2.92% |
Gain (Loss) on Sale of Assets | - | - | - | 0.7 | - | -1.9 |
Other Non-Interest Income | 71.5 | 74.1 | 70.4 | 59.7 | 68.2 | 67.9 |
Total Non-Interest Income | 71.5 | 74.1 | 70.4 | 60.4 | 68.2 | 66 |
Non-Interest Income Growth (YoY) | 2.14% | 5.26% | 16.56% | -11.44% | 3.33% | 1.07% |
Revenues Before Loan Losses | 310.2 | 312.5 | 313.2 | 288.4 | 244.7 | 235.5 |
Provision for Loan Losses | 36.8 | 35.2 | 36 | 11.8 | 15.4 | 13.2 |
| 273.4 | 277.3 | 277.2 | 276.6 | 229.3 | 222.3 | |
Revenue Growth (YoY) | -1.65% | 0.04% | 0.22% | 20.63% | 3.15% | 16.08% |
Salaries and Employee Benefits | 105.1 | 103.1 | 100 | 94.4 | 87.8 | 89.3 |
Occupancy Expenses | 18.3 | 18.1 | 17 | 17.3 | 17.4 | 18 |
Selling, General & Administrative | 75.1 | 74.2 | 72.4 | 66.9 | 62.9 | 62.7 |
Other Non-Interest Expense | 7.3 | 8.1 | 7.3 | 10 | 3.8 | 5.3 |
Total Non-Interest Expense | 205.8 | 203.5 | 196.7 | 190.2 | 171.9 | 175.3 |
EBT Excluding Unusual Items | 67.6 | 73.8 | 80.5 | 86.4 | 57.4 | 47 |
Asset Writedown | -0.2 | -0.2 | -0.1 | -0.3 | -0.8 | -4.4 |
Legal Settlements | -13.4 | -13.4 | -15.4 | -37.4 | -25.4 | -16.4 |
Other Unusual Items | - | - | -3.7 | - | - | -0.1 |
Pretax Income | 53.8 | 60 | 60.4 | 47.4 | 31.2 | 20.8 |
Income Tax Expense | 14.2 | 16 | 15 | 6.3 | 5.5 | 7.2 |
Net Income | 39.6 | 44 | 45.4 | 41.1 | 25.7 | 13.6 |
Net Income to Common | 39.6 | 44 | 45.4 | 41.1 | 25.7 | 13.6 |
Net Income Growth | -10.61% | -3.08% | 10.46% | 59.92% | 88.97% | 871.43% |
Basic Shares Outstanding | 19 | 19 | 19 | 19 | 19 | 20 |
Diluted Shares Outstanding | 19 | 19 | 19 | 19 | 19 | 20 |
Shares Change (YoY) | - | -0.01% | -0.69% | -0.26% | -0.14% | - |
EPS (Basic) | 2.05 | 2.28 | 2.35 | 2.12 | 1.32 | 0.70 |
EPS (Diluted) | 2.05 | 2.28 | 2.35 | 2.12 | 1.32 | 0.70 |
EPS Growth | - | -3.07% | 11.22% | 60.34% | 89.23% | 896.34% |
Dividend Per Share | - | - | - | 1.260 | 1.210 | - |
Dividend Growth | - | - | - | 4.13% | - | - |
Effective Tax Rate | 26.39% | 26.67% | 24.83% | 13.29% | 17.63% | 34.62% |